In Finland, the distribution area of the taiga tick,
Ixodes persulcatus
(Schulze, 1930), is nested within a broader area of distribution of a congeneric species, the sheep tick,
Ixodes ricinus
(Linnaeus, 1758) (Acari: Ixodidae). We assess whether distinct environmental adaptations or dispersal history provides a more parsimonious explanation for the differences in the distributions of the two common and medically important ixodids in Finland. We used an innovative spatially constrained randomization procedure to analyze whether crowdsourced occurrence data points of the two tick species had statistically different associations with any of the 28 environmental variables. Using points of presence in a region of species co‐occurrence, we built Maxent models to examine whether environmental factors or dispersal history could explain the absence of
I. persulcatus
in a part of the range of
I. ricinus
in Finland. Five environmental variables—number of inhabitants, road length, elevation above sea level, proportion of barren bedrock and boulders, and proportion of unsorted glacial deposits—were significant at
p
≤ .05, indicating greater between‐species difference in original than in the randomized data. Of these variables, only the optimum value for unsorted glacial deposits was higher for
I. persulcatus
than for
I. ricinus
. Maxent models also predicted high relative habitat suitability (suitability >80%) for
I. persulcatus
south of its current, sharply bounded distribution range, suggesting that the species has not fulfilled its distribution potential in Finland. The two most common and medically relevant ixodids in Finland may colonize habitats with different environmental conditions. On the contrary, the recent establishment and ongoing dispersion of
I. persulcatus
in Fennoscandia rather than environmental conditions cause the southernmost distribution limit of the species in Finland.