“…Rana et al, 2019;N. P. Rana et al, 2013), system-related variables (e.g., information quality and system quality) are not the only factors that motivate the adoption of technology; driving forces for adoption also include user-related variables (e.g., awareness, perceived usefulness, technological competence, risk perceptions, self-efficacy, and trust in the government) (e.g., H. Park & Lee, 2018;N. Rana, Dwivedi, Percy, & Williams, 2014;Shareef, Dwivedi, Stamati, & Williams, 2014;Shareef, Kumar, Kumar, & Dwivedi, 2011;Susanto & Goodwin, 2010).…”