“…Criteria References Technology Technology Infrastructure [49], [50] Compatibility [51], [52], [53], [54], [55], [56] Complexity [55], [53] Technology Competence [53], [57] Security Concern [49], [51], [54] Perceived Benefits [55], [49], [51], [58] Technology Integration [49], [59] Organization Top management support [54], [60], [55], [61] Organizational readiness [49], [62], [63] Technical Knowledge [55], [64], [65] Executive Support [53], [55], [52] Firm size [53], [52], [54], [63] Financial resource [66], [67] Perceived Cost [55], [51], [56], [58], [54] Prior IT experience [68], [69], ...…”