“…This reality stands in sharp contrast to the North American experience, where the past 20 years have seen dynamic developments in terms of both the legislation and research. In many cases, the North American studies have indicated large gaps between the available knowledge about and awareness of the existence of these tools and their actual use (Broadwell, Boisaubin, Dunn, & Engelhardt, 1993;Larson, & Eaton, 1997;Miller, 1999). One of the recent studies in this regard was conducted by the American Association of Retired Persons (AARP) in 1999; its findings revealed a significant improvement in the rate of use of legal planning tools in comparison with their use in the 1980s or early 1990s (AARP, 2000; hereinafter, "the AARP study").…”