Immobilization of ap hosphonated cobalt bis(terpyridine) catalyst on TiO 2 nanoparticles generates ap hotocatalyst that allows coupling aqueous CO 2 -to-syngas (CO and H 2 )r eduction to selective oxidation of biomass-derived oxygenates or cellulose to formate.Anenzymatic saccharification pre-treatment process is employed that enables the use of insoluble cellulose as an electron-donating substrate under benign aqueous conditions suitable for photocatalytic CO 2 conversion. The hybrid photocatalyst consists of solely earthabundant components,and its heterogeneous nature allows for reuse and operation in aqueous solution for several days at 25 8 8C, reaching ac ellulose-to-formate conversion yield of 17 %. Thus,t he proof-of-concept for valorizing two waste streams (CO 2 and biomass) simultaneously into value-added chemicals through solar-driven catalysis is demonstrated.