“…All students encounter stressors as they adjust to college; however, REM students experience additional stressors beyond those of other students (Smedley, Myers, & Harrell, 1993). Latina/o student stress research has focused on student adjustment to the university environment, finances, academics (Hernandez, 2000), prejudice (Hall & Rowan, 2001), acculturation (N. Rodriguez, Myers, Morris, & Cardoza, 2000), minority status (Smedley et al, 1993), and gender/cultural expectations (Niemann, Romero, & Arbona, 2000). Latina/o students experience greater financial-related stress as compared to White students (Quintana, Vogel, & Ybarra, 1991), a stressor that is a major contributor to Latina/o dropout (Hernandez, 2000) and warrants further investigation.…”