The evolution of form and function of trees of diverse species has taken place over hundreds of millions of years, while urban environments are relatively new on an evolutionary time scale, representing a novel set of environmental constraints for trees to respond to. It is important to understand how trees of different species, planted in these anthropogenically-structured urban ecosystems, are responding to them. Many theories have been advanced to understand tree form and function, including several that suggest the fractal-like geometry of trees is a direct reflection of inherent and plastic morphological and physiological traits that govern tree growth and survival. In this research, we analyzed the "fractal dimension" of thousands of tree crowns of many different tree species, growing in different urban environments across the United States, to learn more about the nature of trees and their responses to urban environments at different scales. Our results provide new insights regarding how tree crown fractal dimension relates to balances between hydraulic-and light-capture-related functions (e.g., drought and shade tolerance). Our findings indicate that trees exhibit reduced crown fractal dimension primarily to reduce water loss in hotter cities. More specifically, the intrinsic drought tolerance of the studied species arises from lower surface to volume ratios at both whole-crown and leaf scales, preadapting them to drought stress in urban ecosystems. Needleleaved species showed a clear trade-off between optimizing the fractal dimension of their crowns for drought vs. shade tolerance. Broad-leaved species showed a fractal crown architecture that responded principally to inherent drought tolerance. Adjusting for the temperature of cities and intrinsic species effects, the fractal dimension of tree crowns was lower in more heavily urbanized areas (with greater paved area or buildings) and due to crowns conflicting with utility wires. With expectations for more urbanization and generally hotter future climates, worldwide, our results add new insights into the physiological ecology of trees in urban environments, which may help humans to provide more hospitable habitats for trees in urbanized areas and to make better decisions about tree selection in urban forest management.