This paper presents the results from field measurements and household surveys on the severity of indoor mold risk and its impact on respiratory health in a typical unplanned neighborhood of kampungs in Bandung, Indonesia. Mold risk was investigated using fungal risk detectors (n = 102), while air pollution levels were established with total suspended particulate (TSP) and particulate matter (PM2.5) (n = 38). The self-reported prevalence of respiratory diseases was obtained using a questionnaire form (ATS-DLD-78) (n = 599). The results showed that respiratory health problems were higher in the rainy season, particularly among children. Most houses suffered from severe mold risk, primarily due to extreme humid weather conditions, especially during rainy season (97%) where water leakage was prevalent (60%). In addition, the TSP and PM2.5 concentrations exceeded the WHO standards in most kampung houses, where around 58% of the houses recorded higher outdoor mean PM2.5 concentrations than indoors. Further, the path analysis showed that allergies followed by humidity rate and smell, which were affected by window-opening duration, directly impacted children’s respiratory health. Smoking behavior and building-related health problems, due to exposure to outdoor air pollution, affected the respiratory health of those aged 15 years old and over.