Evidence is accumulating that interpersonal racial discrimination is criminogenic and ethnic-racial socialization (ERS) practices provide resilience. This research, however, has largely focused on black males. We address this gap by exploring these risk and resilience processes among black females. Drawing on Simons and Burt's social schematic theory and research on adaptive cultural practices in African American families, this study investigates how interpersonal racial discrimination increases the risks of crime among females and whether familial ERS provides resilience. After focusing on females, we also compare the findings among females to those for males to shed light on gender differences. We examine these questions using panel data from the Family and Community Health Study, a survey of black families first surveyed in 1999 and at roughly two-year intervals thereafter. Consistent with prior work, we find a strong effect of racial discrimination on an increase in crime, with the bulk of this effect being mediated by the criminogenic knowledge structure. Although one of the two forms of ERS examined-cultural socialization-did not reduce the criminogenic effects of racial discrimination, preparation for bias exerted a strong protective effect. Comparing the findings to that for Callie Burt is an Assistant Professor in the School of Criminology and Criminal Justice and a Faculty Affiliate of the Gender and Women's Studies Program at Arizona State University. Her research focuses on criminological theories, with particular emphasis on elucidating the social psychological mechanisms through which social factors, such as racial discrimination, community crime, parenting practices, and life transitions, influence criminal offending across the life course. Her work has recently appeared in the