An Assessment of Factors Influencing Adaptation of Special Rice Project Technology Package by Farmers under the Rice Value Chain in Niger State, Nigeria

Mohammed, Usman; Olaleye, R.S.; Umar, Ibrahim; Ndanitsa, M. A.; Jibrin, S.

doi:10.9734/ajaees/2015/15608

Cited by 3 publications

(9 citation statements)

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“…This is unexpected and in variance with the demand and supply theory of agricultural credit. Also, this finding is contrary to the findings of Onyeagocha (2008), Akudugu (2012) and Ndanitsa (2015) who found that the exorbitant interest rates charged by financial institutions deter many farmers from demanding for agricultural credit. This explains to a large extent the policy of concessionary interest rate for farmers and other small scale enterprises, even though Ndanitsa (2014) submitted that concessionary interest rate destabilizes the economy.…”

Section: Determinants Of Agricultural Credit Demand and Supplycontrasting

confidence: 94%

“…This shows that they are important determinants of credit demand in the study area. This finding corroborates with that of Ndanitsa (2015) and Onyeagocha (2008), who in their separate study revealed that interest rate on borrowed capital, cost of loan application, farm size and predicated loan repaid were among the determinants of agricultural credit demand in their study area.…”

Section: Determinants Of Agricultural Credit Demand and Supplysupporting

confidence: 90%

“…The negative coefficient of application cost (-231.79) as it relates to agricultural credit demand in Table 3, implies that the higher the application cost, the lower the amounts of credit demanded. This is expected and conforms to the findings of Oyeagocha (2008), Ndanitsa (2015) and Ndanitsa (2017) who all posited that cumbersome, long and costly application procedures among others prevent farmers, especially the non-literates, from demanding for agricultural credits.…”

Section: Determinants Of Agricultural Credit Demand and Supplysupporting

confidence: 89%

“…This is because access to land for farming is a serious challenge in some rural areas in Nigeria. Ndanitsa (2015) had earlier postulated that, one of the significance of agricultural finance/credit is to enable farmers acquire larger but fewer farming units.…”

Section: Determinants Of Agricultural Credit Demand and Supplymentioning

confidence: 99%

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Effects of Agricultural Credit Delivery on Income of Arable Crop Farmers in Niger State of Nigeria

Ndanitsa¹,

Adetunji²,

Mohammed³

et al. 2021

JASD

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The study examined performance of agricultural credit delivery on income of arable crop farmers in Niger State, Nigeria. Multi-stage sampling technique was used for the study and data were collected using structured questionnaires and interview schedules from a total sample size of 326. Data were analyzed using descriptive statistics, simultaneous equation model and Chow test. The result revealed that 60% of the respondents were within the age brackets of 31 – 50 years with average age of 45 years. Most (78%) of the respondents cultivated 0.5 – 3.0 hectares. The determinants of agricultural credit, potential credit demand and loan repayment were all significant at P≤0.01 probability level. Interest on loan, loan application cost, farm size and predicated loan repaid were all significant and important determinants of credit demand by farmers. However, coefficient of application form cost was negative; suggesting that high cost of loan application reduces credit demand among the beneficiaries. Furthermore, lending experience, transaction cost, credit source, interest on loans was significant at P≤0.1, P≤0.1 and P≤0.05 and P≤0.01, respectively, as the determinants of credit supply. The results revealed that late release of approved fund for disbursement, inadequate information and equipment, insufficient funds, loan diversion, illiteracy and lack of awareness; poor loan repayment and lack of infrastructure were the constraints affecting the loan beneficiaries. The constraints to credit by farmers included insufficient amount of loan, excessive bureaucracy, poor credit delivery, high interest rate, demand for collateral, short repayment period, farvouritism, lack of supervision and advisory services and dishonesty among lenders were the constraints affecting loan delivery by the beneficiaries. It was recommended that, formation of cooperative societies, use of credible credit officers and increase in farm size be put in place to effect the needed change in credit delivery in the study area.

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Section: Determinants Of Agricultural Credit Demand and Supplycontrasting

confidence: 94%

Section: Determinants Of Agricultural Credit Demand and Supplysupporting

confidence: 90%

Section: Determinants Of Agricultural Credit Demand and Supplysupporting

confidence: 89%

Section: Determinants Of Agricultural Credit Demand and Supplymentioning

confidence: 99%

See 2 more Smart Citations

Effects of Agricultural Credit Delivery on Income of Arable Crop Farmers in Niger State of Nigeria

Ndanitsa¹,

Adetunji²,

Mohammed³

et al. 2021

JASD

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“…This suggests that the more complex the UDP recommended practices, the more the farmers sought for alternative to the recommended practices. Complexity was also found to be positive and significant to the adoption of special rice project technology package by farmers under the rice value chain in Niger State, Nigeria by Mohammed et al, (2015). Additionally, the null hypothesis which stated that "There is no significant relationship between the rice farmers' socioeconomic characteristics and the adoption of UDP recommended practices."…”

Section: Fig1: Map Of Niger Statementioning

confidence: 93%

Adoption of Urea Deep Placement Recommended Practices among Rice Farmers in Niger State, Nigeria

Ajibola¹,

Fatoki²

2017

IJEAB

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Perceived effectiveness of adaptation strategies to climate change among rice farmers in Jigawa State, Nigeria: Implication for rice production

Orifah¹,

Sani

Murtala

et al. 2021

Agricultura Tropica Et Subtropica

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This study assessed rice farmers’ perceived effectiveness of adaptation strategies to climate change in Jigawa State, Nigeria. Multi-stage sampling procedure was used to select 183 respondents from whom data were collected using questionnaires. Data were summarised using descriptive statistics, Chi-square, and Pearson Correlation. Majority of the respondents were males (98%), married (90%) and had formal education (66.1%) with a mean age of 41 years. On the overall, more than half (56.3%) of the respondents perceived the effectiveness level of adaptation strategies to climate change to be low, whereas 43.7% perceived it to be high. Insufficient farm credit, high cost of raw materials, inadequate capital, high cost of labour, limited access to land and inadequate information on weather were the main constraints to adaptation to climate change. The inferential analysis revealed that years of farming experience (r = 0.172, p = 0.020), membership of cooperative (χ 2 = 4.207, p = 0.047) and level of education (χ 2 = 9.570, p = 0.023) and extension contact (χ 2 = 14.270, p = 0.000) were significantly associated with respondents’ perceived effectiveness of adaptation strategies to climate change. Efforts should be made to sensitise farmers on the efficacy, appropriateness and applicability of adaptation strategies to foster favourable perception that will trigger positive attitude and subsequent adoption of the strategies where applicable. Government should implement policies that support farmers’ access to credit facilities that is intended to help enhance farmers’ capacity to build resilience. Farmers should be encouraged to take up membership of farm base associations so as to enjoy the benefits therein.

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An Assessment of Factors Influencing Adaptation of Special Rice Project Technology Package by Farmers under the Rice Value Chain in Niger State, Nigeria

Cited by 3 publications

References 0 publications

Effects of Agricultural Credit Delivery on Income of Arable Crop Farmers in Niger State of Nigeria

Effects of Agricultural Credit Delivery on Income of Arable Crop Farmers in Niger State of Nigeria

Adoption of Urea Deep Placement Recommended Practices among Rice Farmers in Niger State, Nigeria

Perceived effectiveness of adaptation strategies to climate change among rice farmers in Jigawa State, Nigeria: Implication for rice production

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