An Assessment of The Effect of Mobile Money Services on The Profitability of The Banking Sector in Zambia

Mwange, Austin; Kasongola, Pimpa; Meyiwa, Ayanda

doi:10.31014/aior.1992.05.03.443

Cited by 4 publications

(5 citation statements)

References 16 publications

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“…Additionally, the commitment and shared vision, open communication and trust, and collaboration are the three key PPP success variables identified in the United States of America by Jacobson and Choi (2008), whereas, in China, the key success variables for PPP projects are a stable macro-economic condition; favourable legal framework; sound economic policy; available financial market; and multi-benefit objectives (Cheung, Chan & Kajewski, 2012). A stable macro-economic condition is seen as an important variable in the delivery of PPP project successfully in the country, although, China is still being recognized as a developing country, despite the large size of her economy (Mwange, 2017;Mwange, A., Kasongola, & Meyiwa, 2022). If the economic condition is stable, the investors would be willing to invest their money, since they hope to recoup their investment in a favourable economic environment (Mwange, 2022).…”

Section: Literature Reviewmentioning

confidence: 99%

Determinants of Public-Private Partnership Success in The Health Sector in Zambia: Key Success Variables Analysis

2023

RJFA

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The aim of this study is to investigate the determinants of success factors of Public Private Partnerships in the health sector in Zambia. This study was descriptive. A questionnaire survey was used as the main research instrument to obtain relevant data from participants who have played key roles in the implementation of PPP projects from public and private sectors. This was preceded by a rigorous literature review to investigate the current status of the implementation of PPP procurement system in the health sector in Zambia. The questionnaire was divided into two major parts. Part A was on the information about the respondent and part B is on the overall success variables for PPP projects in Zambia and health sector in particular. The respondents were requested to rate the PPP success variables using a five-point Likert scale in part B. The rating systems for the importance of each variable in the questionnaire using the 1 to 5 scale were adopted. Score 1 represents not important, score 2 represents fairly important, score 3 represents important, score 4 represents very important, and score 5 represents highly important. A total of 255 questionnaires were distributed by hand delivery and a total of 184 completed questionnaires were completed and returned. This survey achieved a response rate of 72 per cent and this high response rate was achieved because the researcher was making necessary follow up which motivated the respondents to complete the questionnaires and return them in time. . Variable analysis was used as a statistical data analysis method for the identification and grouping of relatively small numbers of variables that have some things in common. It is a multivariate method that shows the relationships among correlated variables difficult to interpret This is a method that can be used to try to identify patterns in fairly large sets of data with substantial numbers of variables as the case was with this study. This procedure gives opportunity for making meaningful deductions from the large set of variables in the process of interpreting the outcomes of the questionnaire survey during data analysis and interpretations. Bartlett's Test of Sphericity was used which tests whether the correlation coefficients are all 0. The test computes the probability that the correlation matrix has significant correlations among at least some of the variables in a dataset, a prerequisite for factor analysis to work. Further, Kaiser-Meyer-Olkin Measure (KMO), and Measures of Sampling Adequacy (MSA) and variable extraction were also applied in the analysis.The results of variable analysis identified seven critical success variables as follows: projects feedback, leadership focus, risk allocation and economic policy, good governance and political support, short construction period, favourable socio-economic variables, and delivering publicly needed service. This study shows that more developmental projects could be delivered through PPP if the government could focus on these main variables in the implementation process...

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Section: Literature Reviewmentioning

confidence: 99%

Determinants of Public-Private Partnership Success in The Health Sector in Zambia: Key Success Variables Analysis

2023

RJFA

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“…Even though Zambia has been told there is a need, there isn't a significant PPP health project there. Determining the obstacles to PPP health projects is therefore necessary (Mwange, Kasongola, and Meyiwa, 2022).…”

Section: Public Private Partnerships In Health Sector In Zambiamentioning

confidence: 99%

A Critical Narrative Review of Public-Private Partnerships in The Health Sector in Selected Southern African Countries

2023

JESD

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The aim of this paper is to provide a narrative literature review of Public-Private-Partnerships (PPPs) in selected Southern African countries with a particular focus on the health sector. The study reviewed that that South Africa has extensively utilised PPPs in the development of the health sector. The common areas in which other Southern African countries have been successful is in collaborating on research and development in the health sector, particularly, in HIV-AIDS programmes. In respect of health infrastructure development under PPPs, most African countries, with the exception of South Africa, have not been successful. There is need for countries to rethink on what models of PPPs can work in their respective countries if modern infrastructure in the health sector can be developed at a relatively affordable cost.

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“…More so, the theory suppor the importance of planning for providing strategies for mitigating the effects of powe outages. This theory emphasizes proactive measures such as diversifying energy sources, implementing energy conservation practices, and investing in backup generators or battery storage systems (Olajuyin & Mago, 2022;Mwange, Kasongola, & Meyiwa, 2022). By incorporating planning into their operations, small scale businesses can minimize disruptions caused by load shedding and ensure continuity in their operations.…”

Section: Economics Of Power System Reliability and Planning Theorymentioning

confidence: 99%

Understanding the Impact of Electricity Load Shedding on Small and Medium Enterprises: Exploring Theoretical Underpinnings

2023

EJBM

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This paper aims to deepen the understanding of the effects of electricity load shedding on small and medium enterprises (SMEs) by exploring the theoretical frameworks that underpin these impacts. Drawing from resource dependence theory, institutional theory, and stakeholder theory, the article examines how power outages disrupt business operations, influence adaptation strategies, and shape stakeholder dynamics within the SME context. By delving into these theoretical perspectives, the paper provides valuable insights for policymakers, practitioners, and researchers seeking to mitigate the adverse consequences of electricity load shedding on SMEs.

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An Assessment of The Effect of Mobile Money Services on The Profitability of The Banking Sector in Zambia

Cited by 4 publications

References 16 publications

Determinants of Public-Private Partnership Success in The Health Sector in Zambia: Key Success Variables Analysis

Determinants of Public-Private Partnership Success in The Health Sector in Zambia: Key Success Variables Analysis

A Critical Narrative Review of Public-Private Partnerships in The Health Sector in Selected Southern African Countries

Understanding the Impact of Electricity Load Shedding on Small and Medium Enterprises: Exploring Theoretical Underpinnings

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