Households in many Global South cities endure the loss of lives, illness, and property damage due to floods. Floods are the most frequent and damage-inflicting disasters worldwide (Chai et al., 2020;de Koning et al., 2019). Of all disasters, they represent 69% in Africa, 46% in Europe, and 47% in Asia (CRED, 2021). Although in Africa the proportion of flood damage is still relatively low at 17% compared to 46% and 49% for Europe and Asia, respectively, their impact on both private homeowners' and residents' livelihoods, and local economies is high considering