2017
DOI: 10.1108/qrfm-03-2017-0020
|View full text |Cite
|
Sign up to set email alerts
|

An Islamic banking perspective on consumers’ perception in Pakistan

Abstract: Purpose-The aim of this research is to examine the perceptions of consumers on Islamic banking and finance in Pakistan. Islamic finance is an emerging phenomenon and its survival depends upon the availability, affordability and awareness. This thesis attempts to fill the gap in the literature by exploring the perceptions of consumers and bankers in an attempt to gain insights so that availability of products and awareness can be increased. Design/methodology/approach-The study uses a regression model by employ… Show more

Help me understand this report

Search citation statements

Order By: Relevance

Paper Sections

Select...
3
1
1

Citation Types

3
40
2
1

Year Published

2018
2018
2024
2024

Publication Types

Select...
7
1
1

Relationship

0
9

Authors

Journals

citations
Cited by 36 publications
(46 citation statements)
references
References 49 publications
3
40
2
1
Order By: Relevance
“…Islamic Banking (IB) encompasses provision of financial services in compliance with sharia law and it operates commonly in the Islamic economies (Mariadas, et al, 2017;Nurdin, 2017;Setybudi et al, 2016;Riaz et al, 2017;AlMaimani et al, 2015;Buchari et al, 2015;Butt et al, 2010;Muhamat et al, 2008;Akbar, 2008), Islamic Banking is now of world's greatest concern due to the global goal of poverty alleviation (Mariadas, et al, 2017;Louati et al, 2015;Kamarulzamn et al, 2013;Akbar, 2008) and improved socio-economic status of the people in Islamic economy and the rest of the world (Setybudi et al, 2016;AlMaimani et al, 2015;Buchari et al, 2015).…”
Section: Introductionmentioning
confidence: 99%
See 1 more Smart Citation
“…Islamic Banking (IB) encompasses provision of financial services in compliance with sharia law and it operates commonly in the Islamic economies (Mariadas, et al, 2017;Nurdin, 2017;Setybudi et al, 2016;Riaz et al, 2017;AlMaimani et al, 2015;Buchari et al, 2015;Butt et al, 2010;Muhamat et al, 2008;Akbar, 2008), Islamic Banking is now of world's greatest concern due to the global goal of poverty alleviation (Mariadas, et al, 2017;Louati et al, 2015;Kamarulzamn et al, 2013;Akbar, 2008) and improved socio-economic status of the people in Islamic economy and the rest of the world (Setybudi et al, 2016;AlMaimani et al, 2015;Buchari et al, 2015).…”
Section: Introductionmentioning
confidence: 99%
“…There are vast difference between IB and conventional banking (Mariadas, et al, 2017;Nurdin, 2017;Setybudi et al, 2016;Riaz et al, 2017;Abedifar et al, 2015;Hassan & Lewis, 2014;Wan Ibrahim & Ismail, 2015). Wan Ibrahim and Ismail (2015) in their work extensively presented evidence of the difference and similarities between conventional financial institutions and IB in terms of business organization, supervisory roles, economic roles and law origins.…”
Section: Introductionmentioning
confidence: 99%
“…Finally, the two profit-sharing mechanisms or partnership contracts are favoured by Islamic law, which include Mudarabah (partial-equity partnership or profit sharing) and Musharakah (full equity partnership or partnership financing). Clear differentiation is made by past researchers on differences between traditional and Islamic finance system (Mariadas & Murthy 2017;Nurdin 2016;Setyobudi et al 2016;Riaz, Khan & Khan 2017;Iqbal & Mirakhor 2011); The Islamic financial system endeavours for justifiable, impartial social order and economic system. The ban of interest (riba) in the Islamic financial system is envisioned to evade misuse, of profiteering over handling of prices and to guard the deprived (i.e.…”
Section: Islamic Modes Of Financingmentioning
confidence: 99%
“…On the other hand, the low service charge is the main important consideration for Islamic Bank selection in the UK (Mansour, Abdelhamid, Masood, & Niazi, 2010).In Pakistan, knowledge, awareness and religiosity has a strong influence to prefer Islamic Banking (Riaz, Khan, & Khan, 2017) while Islamic principles and Arab language skills influence to prefer Islamic banking in UAE (Shome, Jabeen, & Rajaguru, 2018). In addition, Demographic and socio-economic moderators may have direct or indirect moderation effect on Islamic Banking preference (Warsame & Ireri, 2018).…”
Section: Literature Review and Hypothesis Developmentmentioning
confidence: 99%