Analisa Pengaruh Mobile Banking Terhadap Kinerja Perusahaan Sektor Perbankan Yang Tercatat Di Bursa Efek Indonesia

Sudaryanti, Dedeh Sri; Sahroni, Nana; Kurniawati, Ane

doi:10.37058/jem.v4i2.699

Cited by 7 publications

(7 citation statements)

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“…Therefore, the more transactions using mobile banking, the higher the ROA value. The results of this research are in line with research conducted bySudaryanti et al, (2019) and research conducted by Thio and Yusniar, (2021) which shows that mobile banking has a negative effect on the performance of conventional banking sector companies listed on the Indonesia Stock Exchange.…”

supporting

confidence: 89%

Determining Factors of Bank Profitability in Indonesia and Malaysia

Laras,

Medyawati

2024

JEFMS

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This stutdy analyzes the influence of financial technology on profitability in banks Indonesia and Malaysia for the 2017-2022. The influence of financial technology in this research is measured by the frequency of ATM, internet banking, mobile banking and E-Money transactions as independent variables, while bank profitability is measured by return on assets as the dependent variable. The type of data used is quantitative data. The data source used in this research is secondary data in the form of financial reports published on the banking company’s official website. Purposive sampling was used to select five banks in Indonesia as samples. The analysis technique in this research uses Smart PLS 3.0 by analysing the inner model such as the coefficient of determination and hypothesis testing. The research result show that partially, ATM transactions have no effect on ROA in banks Indonesia and Malaysia, internet banking transactions have a positive effect on ROA in banks Indonesia but have no effect on banks in Malaysia, mobile banking transactions have a negative effect on ROA in banks Indonesia and Malaysia, E- Money transactions have no effect on ROA in banks Indonesia but have a significant positive effect on banks in Malaysia. Simultaneously, ATM transactions, internet banking, mobile banking and E-Money influence ROA in banking Indonesia and Malaysia

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supporting

confidence: 89%

Determining Factors of Bank Profitability in Indonesia and Malaysia

Laras,

Medyawati

2024

JEFMS

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“…Hal ini menjelaskan penggunaan fitur yang serba mudah pada mobile banking akan meningkatkan konsumerisme nasabah untuk melakukan peminjaman tunai yang pada akhirnya ketika semakin banyak pinjaman namun sulit untuk mengembalikan dana akan memberikan pengaruh negatif pada kualitas pinjaman bank. Hal ini sejalan dengan penelitian dari (Sudaryanti et al, 2019) dimana mobile banking memberikan pengaruh negatif pada kinerja keuangan.…”

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Pengaruh Financial Technology Terhadap Kinerja Keuangan Perbankan

Tambunan,

Aziza

2024

Owner

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The development of information and communication technology has brought significant changes in various aspects of human life. One aspect that has been greatly affected is the banking sector. The digital revolution has changed the way banking operates, especially in terms of customer service and financial management. This study aims to see how the influence of Internet Banking and Mobile Banking on financial performance in banks as measured by Return On Assets (ROA), Return On Equity (ROE), Capital Adequency Ratio (CAR), Non Performing Loan (NPL). The population in this study are banks listed on the Indonesia Stock Exchange (BEI). The method used is non probability sampling method with purposive sampling technique and obtained 10 banks used as samples for the research period for 3 years (2020-2022). The data analysis technique used is Structural Equation Modeling Partial Least Square (SEM-PLS) with the help of SmartPLS (v. 4) software as a data analysis tool. The results of this study indicate that Internet banking has no effect on ROA, CAR and NPL but has a significant negative effect when measured by ROE. Mobile banking has a negative effect on financial performance calculated using NPL but mobile banking has no effect on ROA, ROE and CAR. Future research is expected to add other variables that have an influence on financial performance in banking and increase the number of research periods.

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“…Hal ini menunjukkan bahwa inovasi keuangan tidak berperan maksimal dalam menciptakan keunggulan kompetitif bagi perusahaan guna meningkatkan kinerja keuangan dan sumber daya yang diperoleh dari adanya koneksi politik untuk kegiatan inovasi perusahaan tidak mendorong peningkatan maupun penurunan kinerja keuangan. Tidak berpengaruhnya inovasi keuangan terhadap kinerja juga dapat disebabkan oleh penggunaan inovasi keuangan yang belum menyeluruh atau setiap nasabah belum tentu menggunakan fasilitas tersebut (Sudaryanti et al, 2018).…”

Section: Peran Moderasi Inovasi Keuangan Pada Pengaruh Koneksi Politi...unclassified

Pengaruh Koneksi Politik, Direksi Luar Perusahaan, Komisaris Independen dan Gender Direksi terhadap Kinerja Bank Pembangunan Daerah: Inovasi Keuangan sebagai Variabel Moderasi

Azizah,

Yonnedi

2023

ajeks

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This research is intended to examine the influence of political connections, outside directors, independent commissioners and gender of directors on the performance of regional development banks with financial innovation as a moderating variable. The object in this study is the 2017-2021 Regional Development Bank (BPD). The total sample in this study was 26 BPD. The analytical method used in this research is to carry out Partial Least Square (PLS) analysis assisted by the SmartPLS 3.0 program. The findings show that political connections have no effect on BPD performance, outside directors have a negative and significant effect on BPD performance, independent commissioners have no effect on BPD performance, directors' gender has a positive and significant effect on BPD performance, financial innovation does not moderate the influence of political connections on BPD performance, financial innovation moderates the influence of outside directors on BPD performance, financial innovation moderates the influence of independent commissioners on BPD performance, and financial innovation does not moderate the influence of directors' gender on BPD performance. It is hoped that the results of this research can contribute to academics in adding to the literature regarding the financial performance of Regional Development Banks (BPD) and also increase insight for companies in improving financial performance.

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Analisa Pengaruh Mobile Banking Terhadap Kinerja Perusahaan Sektor Perbankan Yang Tercatat Di Bursa Efek Indonesia

Cited by 7 publications

References 0 publications

Determining Factors of Bank Profitability in Indonesia and Malaysia

Determining Factors of Bank Profitability in Indonesia and Malaysia

Pengaruh Financial Technology Terhadap Kinerja Keuangan Perbankan

Pengaruh Koneksi Politik, Direksi Luar Perusahaan, Komisaris Independen dan Gender Direksi terhadap Kinerja Bank Pembangunan Daerah: Inovasi Keuangan sebagai Variabel Moderasi

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