Analisis Biaya Transaksi Pada Industri  Bank Umum Di Indonesia

Listiyanto, Eko; Manzilati, Asfi

doi:10.21776/ub.jiae.2007.001.01.4

Cited by 2 publications

(2 citation statements)

References 2 publications

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“…This is because to develop and maintain relationships/relationships leading to sustainable commercial interactions, it is necessary to use resources whose expenditures are calculated as opportunity costs. (Haryono et al, 2009;Listiyanto & Manzilati, 2007)Associated with the paradigm shift in economic transaction costs, if it is associated with current conditions, it shows that the concept of economic transaction costs is something that is real and is practiced in economic activities. The fact proves that economic transaction costs are an inseparable part of economic activity, besides that economic transaction costs cannot be avoided in economic activity.…”

Section: The Concept Of Transaction Fees In the Contemporary Eramentioning

confidence: 99%

Economic Interactions on the Consequences of Transaction Costs

Sinaga,

Sitorus

2022

JEDEP

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Transaction costs arise because of contracts between one party and another, between one institution and another, between individuals and institutions and so on. The purpose of this study aims to determine the concept of costs in economic transactions in modern economic transactions. By using a research method, namely library research. The results of this study are current conditions showing that the concept of economic transaction costs is something real and is practiced in economic activities. The fact proves that economic transaction costs are an inseparable part of economic activity, besides that economic transaction costs cannot be avoided in economic activity. Anyone who carries out economic activities must be faced with economic transaction costs.

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Section: The Concept Of Transaction Fees In the Contemporary Eramentioning

confidence: 99%

Economic Interactions on the Consequences of Transaction Costs

Sinaga,

Sitorus

2022

JEDEP

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“…In relation to the major activity that the banking sector performs as intermediary institutions, it is noted that inefficiency and ineffectiveness of banking institutions can certainly disrupt the intermediation function. Only banks that operate effectively and efficiently are able to perform the intermediation function properly (Listiyanto & Manzilati, 2007).…”

Section: Economic Efficiency Of Intermediationmentioning

confidence: 99%

Profit and Loss Sharing System - Solution for Trade-offs between Banking Profitability and Economic Efficiency of Intermediation

Manzilati

2017

J. Fin. Bank. Review

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Objective - The higher the difference between the loan interest and the deposit interest is, the better it is for a bank. This reflects a higher margin/profitability. However, it also shows less efficiency of the intermediation mechanism. Using literature research, this study aims to understand how the mechanism of Profit and Loss Sharing System (Islamic Banking System) can become the solution for the trade-off. Methodology/Technique - This study uses literature search and review as the method to gain an understanding of the fundamental concept as well as to offer critique by noting the trade-offs associated with the micro and macro objectives of banking. Findings - In the profit and loss sharing system made accessible through partnership, the returns that will be earned by one part depends on the other part. This requires each part to behave professionally and responsibly. Depositors' returns depend on banks' returns and banks' returns depend on mudharib's return. Therefore, there is no difference between banking profitability and efficiency of the intermediation. Novelty - With the same implications noted between the micro objective of banks (advantage as a business entity) and the efficiency of intermediation as well as the implications for the affordability and social justice, there is no trade-off between profitability and economic efficiency of intermediation. In addition, the profit and loss sharing system can also be a solution for the trade-off itself. Type of Paper: Review Keywords: Profit and Loss Sharing System, Micro-macro Trade-off, Banking Profitability, and the Economic Efficiency of Intermediation

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Analisis Biaya Transaksi Pada Industri Bank Umum Di Indonesia

Abstract: Abstract

Cited by 2 publications

References 2 publications

Economic Interactions on the Consequences of Transaction Costs

Economic Interactions on the Consequences of Transaction Costs

Profit and Loss Sharing System - Solution for Trade-offs between Banking Profitability and Economic Efficiency of Intermediation

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