Analisis Faktor Yang Memengaruhi Perilaku Pedagang Etnik Tionghoa Dalam Memanfaatkan Jasa Bank Syariah

Gafur, Abdul

doi:10.18592/taradhi.v5i2.221

Cited by 2 publications

(2 citation statements)

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“…Furthermore, every sharia segment has different mindset. Sharia banking segment are sharia loyal, floating mass and conventional loyal with the most number segment is floating mass (Gafur, 2014). So sharia bank have to improve service quality, prize or product variance (Silviana and Putra, 2017).…”

Section: Demand Of Mudharabah Contract Savingsmentioning

confidence: 99%

Initial Identification of Mudharabah Savings Market Share Improvement Strategies in Indonesia

Saragih

Effendi

Saptono³

2018

ijbe

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Sharia banking has been arising for 26 years in Indonesia. Its market share is still lower than 5%. Study about sharia banking's market share is always an interesting observation. Mudharabah savings as one of the third party fund has a significant role to improve market share by low cost fund type. The objectives of this study are to analyze mudharabah savings elasticity, significant independent factor to it and initial market share improvement strategies. The methods used to combine vector error correction model (VECM) and business model canvas (BMC). This research concludes that conventional bank rates and sharia bank outlets have a relationship with mudharabah contract savings demand. Furthermore, mudharabah savings has a substitute relationship with conventional saving by negative cross elasticity. The results are combined with business model canvas (BMC) to describe mudharabah saving business model as a managerial action to explain initial strategies of mudharabah saving. BMC arranged by choosing conventional bank rates as value proposition focus and sharia bank outlets as key resources focus.

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Section: Demand Of Mudharabah Contract Savingsmentioning

confidence: 99%

Initial Identification of Mudharabah Savings Market Share Improvement Strategies in Indonesia

Saragih

Effendi

Saptono³

2018

ijbe

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“…Internationally, Islamic banking has become a global phenomenon marked by the increasing number of institutions related to Islamic finance [1]. The existence of Islamic banking brings universal moral values; justice, honesty, social care, ethics, morals and others as exemplified by Raslullāh shallallāhu 'alaihi wasallam [2], Plus the altruistic nature gives hope to the world that the financial industry will realize human values, not just economic man [1].…”

Section: Introductionmentioning

confidence: 99%

The Influence of Religiosity toward Costumers 'Decision Making in Choosing Bank Riau Kepri Sharia Tembilahan Kota, Indonesia (Transformation of Conventional Consumer Behavior Theory, Kotler – Armstrong)

Rusliani¹,

Rafidah²,

Syam³

et al. 2022

Proceedings of the 4th International Colloquium on Interdisciplinary Islamic Studies in Conjunction With the 1st International

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The research aims to achieve the objectives of analyzing the extent of the influence of religiosity towards decision making to be a customer of Bank Riau Kepri Sharia, Indonesia. This reseach used explanatory quantitative, intended to explain the relationship among variables to examine a hypothesis. The population of this study is all customers of Bank Riau Kepri Sharia in year 2021. A total samples are 205 respondents, to determine the sample using multivariate analysis Jhon Hair. In order to answer the problems formulated in this study using Structural Equation Modeling (SEM) is conducted. Based on the discussion and analysis, the result reveals conclusion that religiosity has influence towards decision making to be a customer of Bank Riau Kepri Sharia, which means that increasing the religiosity influence the decision to be a customer of Bank Riau Kepri Sharia. The transformation of conventional consumer behavior theory, Kotler -Armtrong to be Islamic consumer behavior.

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Analisis Faktor Yang Memengaruhi Perilaku Pedagang Etnik Tionghoa Dalam Memanfaatkan Jasa Bank Syariah

Cited by 2 publications

References 0 publications

Initial Identification of Mudharabah Savings Market Share Improvement Strategies in Indonesia

Initial Identification of Mudharabah Savings Market Share Improvement Strategies in Indonesia

The Influence of Religiosity toward Costumers 'Decision Making in Choosing Bank Riau Kepri Sharia Tembilahan Kota, Indonesia (Transformation of Conventional Consumer Behavior Theory, Kotler – Armstrong)

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