Analisis Kinerja Keuangan Bank Syariah Indonesia (BSI) Sebelum dan Setelah Merger

Putri, Siltarina; Dewindaru, Dini; Nugraha, Eha

doi:10.35912/bukhori.v2i2.1972

Cited by 3 publications

(3 citation statements)

References 12 publications

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“…Selain itu, merger ini juga merupakan langkah strategis untuk mendorong perkembangan ekonomi dan keuangan syariah di Indonesia, yang memiliki jumlah umat Islam terbanyak di dunia. Dengan adanya BSI, diharapkan Indonesia dapat menjadi pusat ekonomi dan keuangan syariah dunia yang berdaya saing, inklusif dan berkelanjutan (Kurniasari et al, 2022;Putri et al, 2023) Perkembangan bank syariah saat ini mengalami pertumbuhan signifikan dibandingkan tahun-tahun sebelumnya, dengan banyak bank syariah menunjukkan eksistensinya dalam dunia perbankan. Bank Syariah beroperasi berdasarkan prinsiphttps://economics.pubmedia.id/index.php/jebmi prinsip syariah, mengutamakan sistem bagi hasil, sistem sewa, dan sistem jual beli, tanpa melibatkan sistem bunga (Kurniawan, 2023).…”

Section: Pendahuluanunclassified

Pengaruh Pembiayaan Kredit Usaha Rakyat (KUR) Terhadap Perkembangan Usaha Mikro Kecil dan Menengah di PT Bank BSI KCP Nagan Raya 2

Fitriyani,

Fatmayanti

2023

jebmi

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People's Business Credit (KUR) can provide capital and encourage the development of community businesses which ultimately affects the income earned. For this reason, it is very important to develop KUR to reduce poverty levels and increase the contribution of MSMEs to the local economy. This research aims to see how KUR financing influences the development of MSMEs, and how this can help overcome the problems of unemployment and poverty and provide benefits to the community in Nagan Raya Simpang Peut. This research uses quantitative methods with a sample of 30 people from People's Business Credit (KUR) borrower customers at PT Bank BSI KCP Nagan Raya 2. The data collection technique uses a questionnaire, where after the data is collected it will be tested for validity and reliability to ensure validity and reliability. reliability of data obtained from respondents. Then afterwards it will be analyzed using the Likert scale technique. The findings obtained are that through KUR loans, MSME businesses can grow and develop because KUR can provide opportunities for MSME players to increase capital and expand operational scale so that they can increase production and product marketing. KUR has a positive impact, namely that it can increase income, welfare and provide new job opportunities.

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Section: Pendahuluanunclassified

Pengaruh Pembiayaan Kredit Usaha Rakyat (KUR) Terhadap Perkembangan Usaha Mikro Kecil dan Menengah di PT Bank BSI KCP Nagan Raya 2

Fitriyani,

Fatmayanti

2023

jebmi

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“…Penelitian Wardana & Dwi Nurita (2022) menemukan bahwa kinerja keuangan pada rasio solvabilitas Bank Syariah Indonesia (BSI) terdapat perbedaan sebelum dan sesudah merger. Shafira et al (2023) pada penelitiannya menemukan perbedaan pada solvabilitas sebelum dan sesudah merger. H2: Terdapat perbedaan signifikan pada rasio solvabilitas sebelum dan sesudah merger.…”

Section: Sesudah Mergerunclassified

“…Signifikansi 0,012<0,05 berarti hipotesis kedua diterima, ini menunjukkan bahwa terdapat perbedaan yang signifikan pada solvabilitas sebelum dan sesudah merger. Hasil penelitian ini sesuai dengan penelitian Jaya et al (2021), Fatih et al (2021, Rianti (2018), Wardana & Nurita (2022), dan Shafira et al (2023) yang menemukan perbedaan pada solvabilitas sebelum dan sesudah merger.…”

Section: Asymp Sig (2-tailed)unclassified

Analisis Komparasi Kinerja Keuangan Pt Bank Syariah Indonesia (Bsi) Sebelum Dan Sesudah Merger

Damayanti,

Darmayanti

2023

EJMUNUD

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This research aims to determine whether there are differences in the financial performance of Bank Syariah Indonesia before and after the merger. Data collection was carried out by financial report. The financial performance observed consists of liquidity measured by the current ratio, solvency measured by the capital adequacy ratio, profitability measured by the return on equity, and activity measured by the total asset turnover. The data were then processed using the Wilcoxon signed rank-test method. The research results indicate that there are differences in liquidity and solvency before and after the merger. There is no significant difference in profitability and activity before and after the merger. Performance improvement occurred in solvency and profitability, while liquidity and activity decreased after the merger. The results of the study is show that the synergy of the merger has not been fully achieved because the benefits of the merger cannot be seen yet in the short term. Keywords: Financial performance, Financial ratios, Merger, Indonesian Sharia Bank

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Analysis of factors that cause financial distress in Islamic commercial banks

Lestari,

Rahmayanti

2023

J. Account. Digit. Financ.

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This research aims to analyze the factors that cause financial distress in Islamic commercial banks in Indonesia so that Islamic banking companies avoid financial difficulties and reduce the possibility of bankruptcy. The population used in this research were 13 Islamic commercial banks registered with the Otoritas Jasa Keuangan (OJK), and sampling used a purposive sampling technique where samples were taken with certain conditions until 9 Islamic commercial banks were selected with a research period of eight years (2015-2022). Data analysis using multiple linear regression and the results obtained showed that the leverage ratio has a negative and significant effect on the occurrence of financial distress, where leverage measurement uses Debt to Equity Ratio (DER) and financial distress measurement uses Z-Score. At the same time, the liquidity ratio has a positive but insignificant effect on financial distress, where liquidity is measured using the Current Ratio (CR).

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Analisis Kinerja Keuangan Bank Syariah Indonesia (BSI) Sebelum dan Setelah Merger

Cited by 3 publications

References 12 publications

Pengaruh Pembiayaan Kredit Usaha Rakyat (KUR) Terhadap Perkembangan Usaha Mikro Kecil dan Menengah di PT Bank BSI KCP Nagan Raya 2

Pengaruh Pembiayaan Kredit Usaha Rakyat (KUR) Terhadap Perkembangan Usaha Mikro Kecil dan Menengah di PT Bank BSI KCP Nagan Raya 2

Analisis Komparasi Kinerja Keuangan Pt Bank Syariah Indonesia (Bsi) Sebelum Dan Sesudah Merger

Analysis of factors that cause financial distress in Islamic commercial banks

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