ANALISIS PENILAIAN KESEHATAN BANK BERBASIS RGEC TERHADAP FINANCIAL DISTRESS (Studi pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia Pada Tahun 2014-2018)

Labita, Media; Yudowati, Siska Priyandani

doi:10.52160/ejmm.v4i8.449

Cited by 3 publications

(2 citation statements)

References 3 publications

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“…The results of this study are in accordance with the research of Africa (2019), Nisak (2021), dan Sriyanto & Agustina (2020) which state that ROA has no effect on financial distress. While different results are shown in the research of Diwanti & Purwanto(2020), Labita & Yudowati (2020), Prianti &Musdholifah (2018), andSuhartanto et al, (2022) which show that ROA affects financial distress.…”

Section: Overall Model Fit Testmentioning

confidence: 91%

Influence of Bank Health Level Using RGEC on Financial Distress of Banks in Indonesia

Djariyah,

Cahyaningtyas,

Isnaini

2023

alexandria

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This study aims to analyze the effect of the soundness level of RGEC-based banks on financial distress banks listed on the IDX in 2018-2021. The number of samples used were 43 banking companies, with the saturated sample method. This research is a causal associative research with a quantitative approach and using logistic regression analysis techniques. Risk profile is measured by NPL/NPF and LDR/FDR, GCG variable is measured by self-assessment GCG, variable earning measured by ROA, NIM, and BOPO, as well as variables capital measure with CAR. The results showed that NPL, ROA, NIM, and BOPO had no effect on financial distress, while LDR, GCG, and CAR have an effect on financial distress banking company. This research contains implications so that in the future the parties related to the condition financial distress pay more attention to the ratios that affect financial distress and maintain the ratio to remain in good condition.

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Section: Overall Model Fit Testmentioning

confidence: 91%

Influence of Bank Health Level Using RGEC on Financial Distress of Banks in Indonesia

Djariyah,

Cahyaningtyas,

Isnaini

2023

alexandria

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“…Menurut ketentuan Bank Indonesia batas minimum rasio ROA adalah sebesar 1,5%. Semakin tinggi ROA pada suatu bank maka semakin tinggi tingkat keuntungan yang didapat oleh bank, sehingga besar kemungkinan bank tersebut tidak mengalami kesulitan keuangan (financial distress) (Labita & Yudowati, 2020: 1254. Pernyataan ini selaras dengan penelitian yang dilakukan oleh (Bagus, 2017: 123) bahwa ROA memiliki pengaruh negatif terhadap financial distress.…”

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Pengukuran Risiko Operasional dengan Pendekatan BIA dan SA Pada PT. Bank Muamalat

Atiqah

Yulia

Afiyana

2023

AKTIVA

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Tujuan Penelitian: Mengukur (1) tingkat risiko operasional dengan pendekatan Basic Indicator Approach (BIA) pada PT. Bank Muamalat Indonesia periode 2018-2022; (2) tingkat risiko operasional dengan pendekatan Standardized Approach (SA) pada PT. Bank Muamalat Indonesia periode 2018-2022. Metodologi: Pendekatan penelitian yang digunakan adalah kuantitatif-deskriptif. Sedangkan, untuk menganalisis datanya peneliti menggunakan laporan keuangan yang dianalisis dengan menggunakan BIA (Basic Indicator Approach) dan SA (Standardized Approach). Sumber data yang digunakan dalam penelitian adalah data sekunder yaitu laporan keuangan triwulan PT.Bank Muamalat Indonesia. Temuan Penelitian: Berdasarkan hasil riset dapat ditarik kesimpulan bahwa: (1) pada pendekatan Basic Indicator Approach (BIA) menujukkan bahwa tingkat risiko operasional PT. Bank Muamalat berada di level 1 yaitu di antara 1%-20% yang artinya risiko operasional hampir tidak mungkin terjadi; (2) pada pendekatan Standardized Approach (SA) menunjukkan bahwa tingkat risiko operasional Bank Muamalat berada di level 2 yaitu di antara 21%-40% yang artinya risiko operasional kemungkinan kecil terjadinya.

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Determining Optimization of the Finance Distress Parameters of Islamic Bank by Using Grey Relational Analysis (GRA)

Johari¹,

Wong²,

Widodo³

et al. 2022

Proceedings of the First Mandalika International Multi-Conference on Science and Engineering 2022, MIMSE 2022 (Informatics and

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This study aims to identify potential causes of financial distress by combining Grey Relation Analysis (GRA) with internal and external variables of Islamic banking companies in Indonesia. The data utilized is panel data for the period 2015-2019, with an Indonesian sample of five established Islamic banking institutions. The findings of this study indicate that, in general, the factors that allow financial distress to occur in Islamic Commercial Banks are distinct. However, banks must keep an eye out for a few unique factors that may be the primary cause of financial distress in banking institutions. This research also contributes to cautioning Islamic banking institutions regarding the internal management of Islamic banking's sustainability and the anticipation of future financial distress.

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ANALISIS PENILAIAN KESEHATAN BANK BERBASIS RGEC TERHADAP FINANCIAL DISTRESS (Studi pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia Pada Tahun 2014-2018)

Cited by 3 publications

References 3 publications

Influence of Bank Health Level Using RGEC on Financial Distress of Banks in Indonesia

Influence of Bank Health Level Using RGEC on Financial Distress of Banks in Indonesia

Pengukuran Risiko Operasional dengan Pendekatan BIA dan SA Pada PT. Bank Muamalat

Determining Optimization of the Finance Distress Parameters of Islamic Bank by Using Grey Relational Analysis (GRA)

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