Analisis Penilaian Tingkat Kesehatan Bank Dengan Metode Risk Profile, Good Corporate Governance, Earnings, Capital

Octaviani, Santi; Saraswati, Nadya

doi:10.30656/jak.v5i2.670

Cited by 5 publications

(7 citation statements)

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“…(Khalil & Fuadi, 2016) menyimpulkan bahwa penilaian bank syariah dengan menggunakan metode RGEC mengenai tingkat kesehatan bank syariah untuk tahun 2012-2014 berada pada peringkat 2 (sehat). (Octaviani & Saraswati, 2018) menyimpulkan bahwa penilaian bank syariah dengan menggunakan metode RGEC mengenai tingkat kesehatan bank syariah untuk tahun 2012-2016 berada pada peringkat 1 (sangat sehat). (Kusnanto, 2018) menyimpulkan penelitiannya bahwa penilaian bank syariah dengan menggunakan metode RGEC pada tingkat kesehatan bank syariah untuk tahun 2013-2015 berada pada peringkat 2 (sehat).…”

Section: -2018unclassified

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Penilaian Kesehatan Bank Syariah di Indonesia dengan Metode RGEC

Gultom

Siregar

2022

JIEI

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This study aims to determine the existence of Islamic banking health in Indonesia during 2014-2018 using the RGEC (Risk profile, Good Corporate Governance, Earning, Capital) method. Risk profile with NPF and FDR approach. GCG with 11 management elements. Income with ROA, ROE and BOPO approaches. Capital with CAR approach. The sample taken is 11 Islamic banks that have spin of (separately) from their parent, and successively submit financial reports, GCG reports and risk management reports annually to Bank Indonesia. Data collection was carried out by accessing Islamic bank data which were examined through the official websites of BI, OJK and each Islamic bank website. Data analysis used quantitative descriptive method. The results show that the average condition of Islamic banking during 2014-2018 shows a composite rating of 2 or in a healthy condition but has not reached composite 3. An important research implication for Islamic bank management is that Islamic banks must continue to increase capital and profits then manage risk and run good governance so that the health of the bank is maintained and able to compete with conventional banks.

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Section: -2018unclassified

“…Berbeda dengan penelitian terdahulu yang diantaranya dilakukan (Octaviani & Saraswati, 2018) yang menunjukkan bahwa keseluruhan bank BUMN yang termasuk BNI, BRI dan Bank Mandiri berada di komposit 1 ( sangat sehat ). Kondisi bank konvensionalnya berbeda dengan bank syariahnya.…”

Section: Tingkat Kesehatan Bank Syariah Periode 2014-2018 Secara Kese...unclassified

Penilaian Kesehatan Bank Syariah di Indonesia dengan Metode RGEC

Gultom

Siregar

2022

JIEI

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“…Keempat indikator ini diukur berdasarkan Peringkat Komposit (PK) dimana PK-1 artinya perbankan dalam kondisi sangat sehat, PK-2 artinya perbankan dalam kondisi sehat, PK-3 artinya perbankan dalam kondisi cukup sehat, PK-4 artinya perbankan dalam kondisi kurang sehat, PK-5 artinya perbankan dalam kondisi tidak sehat. Beberapa penelitian sebelumnya menyatakan bahwa kondisi perbankan di Indonesia berpredikat sangat sehat [2], [3], [4], [5], [6], [7]. Perbankan dengan predikat sangat sehat ini bukan hanya dipercaya oleh nasabah tetapi juga sangat mampu menghadapi pengaruh negatif dari kondisi bisnis dan faktor eksternal lain [8].…”

Section: Pendahuluanunclassified

Soundness Rating of Banks in Indonesia Period 2015-2019

Iradianty

Arista

Pramesti

2021

jurmek

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Banks in conducting their business must always pay attention to their soundness by RGEC, Risk Profile, Good Corporate Governance, Earning, Capital to know it belongs to the category of unhealthy, less healthy, fairly healthy, healthy, or very healthy. This study aims to determine bank ratings and to determine whether there are differences in the health condition of banks listed on the Indonesia Stock Exchange in 2015 – 2019 and analyzed based on average composite rankings and one way ANOVA tests to reach comparative conclusions of various RGEC indicator. Based on the risk profile indicator the highest LDR obtained by BJTM and lowest by BBTN, highest NPL obtained by BBCA and the lowest by BEKS, the second indicator is good corporate governance measured using the composite value and the highest obtained by BBCA, NISP, BMRI, BJBR, BJTM, BDMN, BBRI, BBNI and the lowest by BEKS, another indicator is earning measured using NIM, for the highest obtained by BDNM and the lowest by NISP, for ROA the highest obtained by BBCA and the lowest by BEKS, the last indicator is Capital measured using CAR obtained the highest is BJTM and the lowest is BEKS. The ANOVA test results show that there are differences in the health condition of banks in Indonesia for the 2015-2019 period.

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“…The capital adequacy ratio of banks in Indonesia based on the Circular Letter of Bank Indonesia Number 13/24/DPNP dated October 25, 2011, concerning the Rating of the Soundness of Commercial Banks is measured using the Capital Adequacy Ratio (CAR). CAR is measured from the ratio between own capital and Risk-Weighted Assets (RWA) (Octaviani and Saraswati, 2018).…”

Section: Theoritical Reviewmentioning

confidence: 99%

Banking Financial Performance: Mitigation Forms, Efficiency, Capabilities and Debt

Jumady

2021

Jurnal Akuntansi

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This study aims to examine how the Capital Adequacy Ratio (CAR), Operating Expenses Operating Income (OEOI), Net Interest Margin (NIM), and Loan to Deposit Ratio (LDR) affect the profitability of Return on Assets (ROA). The object of this research is that conventional commercial banks are chosen because they have a relatively rapid growth compared to Islamic commercial banks. This type of research includes causal research using quantitative methods. The population of this study is banking companies registered in the Indonesia Banking Directory and the 2018-2020 Bank Indonesia monthly publication reports. Sampling used the saturated sample method, with 36 data samples from the 2018-2020 Bank Indonesia Monthly Published Reports. Then the data were analyzed using multiple linear regression analysis with the Ordinary Least Square model using the Eviews Version 12 software. The data test results found that the Capital Adequacy Ratio (CAR) had no significant effect on profitability. Meanwhile, Operating Expenses Operating Income (OEOI), Net Interest Margin (NIM), and Loan to Deposit Ratio (LDR) have a positive and significant effect on profitability.

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Analisis Penilaian Tingkat Kesehatan Bank Dengan Metode Risk Profile, Good Corporate Governance, Earnings, Capital

Cited by 5 publications

References 0 publications

Penilaian Kesehatan Bank Syariah di Indonesia dengan Metode RGEC

Penilaian Kesehatan Bank Syariah di Indonesia dengan Metode RGEC

Soundness Rating of Banks in Indonesia Period 2015-2019

Banking Financial Performance: Mitigation Forms, Efficiency, Capabilities and Debt

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