Analisis Rasio Profitabilitas Pada PT. Bank Perkreditan Rakyat (BPR) Lengayang

Abstract

The purpose of this study was to determine the Profitability Ratio at PT. BPR Lengayang. The research method used is a quantitative method. The type of data used is secondary data obtained from the Financial Services Authority reports and BPR Publication Reports for the 2019-2020 period. The results of this study indicate that the bank's ROA level has decreased. ROE shows that the bank's ability to achieve net profit is good. In the BOPO position there is an increase and in the BOPO BI standard it is not very good. While the bank's NPM level decreased, the bank was not able to generate a net profit.

Analisis Profitabilitas, Likuiditas, Leverage, dan Inflasi terhadap Nilai Perusahaan Sektor Infrastruktur di BEI

“…(2) Net Profit Margin (NPM) adalah rasio yang mengukur seberapa besar laba bersih yang dihasilkan perusahaan setelah memotong semua biaya, termasuk pajak, dibandingkan dengan total pendapatan (Puspitasari et al, 2021;Zahira & Marlius, 2019). Rasio ini menunjukkan seberapa efisien perusahaan dalam menghasilkan laba bersih dari setiap unit pendapatan.…”