Analysis Financial Performance of Rural Banks in Indonesia

Sofyan, Mohammad

doi:10.29040/ijebar.v3i03.588

Cited by 22 publications

(25 citation statements)

References 5 publications

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“…In contrast to previous studies which stated that BOPO had a significant negative effect on ROA (Sofyan, 2019) (Bagus et al, 2018) (Vernanda & Widyarti, 2016).…”

Section: Bopo's Effect On Roacontrasting

confidence: 76%

Variables Affecting Financial Performance Of Islamic Commercial Banks With NOM As Mediation

2022

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The purpose of this research is to examine the variables that effect financial performance mediated by NOM. The independent variables in this research are NPF, BOPO, FDR, and BASIL and ROA as the dependent variable. The population in this study were 14 Islamic Commercial Banks. 9 Islamic Commercial Banks were used as samples. The data is taken from the quarterly financial statements for the 2019-2020 period. The analytical technique used is Multiple Regression test with path analysis. The BASIL variable has a positive effect on NOM and a negative effect on ROA. The BOPO variable has no effect on NOM and has a positive effect on ROA. The FDR variable has a negative effect on NOM and has a negative effect on ROA. The NOM variable has a positive effect on ROA. The NPF variable has a positive effect on NOM and has no effect on ROA. Then the variable NOM succeeded in mediating the BASIL, BOPO, FDR and NPF variables on ROA. For future research, it is necessary to make observations for a longer time and include risk variables on profitability and choose other sectors besides Islamic Commercial Banks

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“…In contrast to previous studies which stated that BOPO had a significant negative effect on ROA (Sofyan, 2019) (Bagus et al, 2018) (Vernanda & Widyarti, 2016).…”

Section: Bopo's Effect On Roacontrasting

confidence: 76%

Variables Affecting Financial Performance Of Islamic Commercial Banks With NOM As Mediation

2022

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“…But, if the CAR is too high, there are idle funds that affect the decline in profits and have an impact on decreasing profitability. The results of previous studies state that the higher the CAR ratio, the rural bank profitability increases, so that the capital of a bank can be said to be stronger (Sofyan, 2019). Then, ROA (Return on Assets), that is the ratio of annualized earnings before taxes to average assets.…”

Section: Resultsmentioning

confidence: 99%

Performance of Indonesian Sharia Rural Bank During Covid-19 Pandemic: A Descriptive Analysis

Hasan

2022

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This article aims to analyze the performance of Indonesian Sharia Rural Bank during Covid-19 Pandemic. This research took descriptive-quantitative approach of financing composition and financial ratios of Sharia Rural Banks in Indonesia. The data is taken from secondary source, that is Sharia Banking Statistics of 2018-2021. The results show that financing composition by Sharia Rural Banks are still dominated by non-PLS financing. The the financial performance of Indonesian Sharia Rural Bank during the Covid-19 Pandemic was relatively good. Although the number of Sharia Rural Bank has decreased from 167 in 2018 to 163 in November 2021, but all indicators (CAR, ROA, ROE, NPF, and FDR) are still in accordance with Financial Services Authority standards.

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“…Semakin independen LPD dalam pengelolaannya, maka LPD akan terbebas dari kepentingan berbagai pihak yang merugikan, sehingga LPD akan mampu meningkatkan kinerja keuangan kearah yang lebih baik. Hasil penelitian ini mendukung Theory of Planned Behavior, dimana pada LPD digunakan untuk pembentukan sikap organisasi dalam mengambil keputusan tanpa diintervensi pihak manapun (Sofyan, 2019). Apabila LPD mampu menggunakan tenaga ahli di segala bidang, tidak melibatkan pengaruh pihak luar, menghindari benturan kepentingan, serta menjalankan aktivitas LPD yang baik dan dinamis maka hal tersebut akan mampu memberikan kontribusi yang signifikan untuk meningkatkan prinsip independensi yang akan berdampak pada meningkatnya kinerja keuangan (Sofyan, 2019).…”

Section: Tabel 5 Hasil Analisis Regresi Linear Bergandaunclassified

“…Hasil penelitian ini mendukung Theory of Planned Behavior, dimana pada LPD digunakan untuk pembentukan sikap organisasi dalam mengambil keputusan tanpa diintervensi pihak manapun (Sofyan, 2019). Apabila LPD mampu menggunakan tenaga ahli di segala bidang, tidak melibatkan pengaruh pihak luar, menghindari benturan kepentingan, serta menjalankan aktivitas LPD yang baik dan dinamis maka hal tersebut akan mampu memberikan kontribusi yang signifikan untuk meningkatkan prinsip independensi yang akan berdampak pada meningkatnya kinerja keuangan (Sofyan, 2019). Temuan ini sejalan dengan penelitian yang dilakukan oleh (Anggayana & Wirajaya, 2019) serta penelitian dari (Wirawan & Putri, 2018) bahwa independensi berpengaruh posotif terhadap kinerja keuangan.…”

Section: Tabel 5 Hasil Analisis Regresi Linear Bergandaunclassified

Analisis Faktor-Faktor yang Mempengaruhi Kinerja Keuangan Lembaga Perkreditan Desa di Kabupaten Badung

Nareswari

Budiartha

2021

E-Jurnal Akuntansi

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Financial institutions have an important role in improving the country's economy, one of which is the LPD. This study aims to analyze the factors that affect the financial performance of LPDs in Badung Regency. The number of samples taken was 87 LPDs in Badung Regency with a probability sampling method. The data collection method used was a survey method by distributing questionnaires. The analysis technique used is multiple linear regression. The results of this study indicate that the principles of good governance, namely transparency, accountability, responsibility, independence, fairness and competence of human resources consisting of knowledge, skills, and attitudes have a positive effect on financial performance. The results of this study are expected to be able to provide additional information for parties who have a direct role in improving financial performance to carry out their duties properly so that they will be able to produce quality financial performance. Keywords: Financial Performance; Good Governance Principles; Human Resources Competence.

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Analysis Financial Performance of Rural Banks in Indonesia

Cited by 22 publications

References 5 publications

Variables Affecting Financial Performance Of Islamic Commercial Banks With NOM As Mediation

Variables Affecting Financial Performance Of Islamic Commercial Banks With NOM As Mediation

Performance of Indonesian Sharia Rural Bank During Covid-19 Pandemic: A Descriptive Analysis

Analisis Faktor-Faktor yang Mempengaruhi Kinerja Keuangan Lembaga Perkreditan Desa di Kabupaten Badung

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