Extreme precipitation is one of the most prevalent meteorological disasters occurring today. Its occurrence not only causes significant social and economic losses but also indirectly affects surface deformation, creating safety hazards for diverse ground features. Although there are presently high-precision, comprehensive tools such as continuous scattering interferometry to observe surface deformation, it takes a long time to locate potentially vulnerable objects. A monitoring scheme for surface deformation anomalies was devised to address the timeliness issue of identifying sensitive surface features under extreme rainfall conditions. An SAR image of Sentinel-1A is used to derive the surface deformation in three years before and after a rainstorm in the main urban area of Zhengzhou, and the anomaly surface deformation objects after extreme precipitation are screened to determine the surface deformation-sensitive objects. The results indicate that, in the past three years, a 22.14 km2 area in Zhengzhou City has experienced a settlement speed greater than 10 mm/yr. Under the influence of the “7–20” rainstorm in the main urban area of Zhengzhou City, among them, the area of highly sensitive agricultural land for deformation is 2,581,215 m2, and there are 955 highly sensitive houses for deformation, with an excellent recognition effect. This method is effective in rapidly locating surface deformation-sensitive or potentially damaged features; it can provide a reference for the vulnerability and risk assessment of buildings.