Analysis of the Problems and Countermeasures of China’s Green Credit

Abstract

At present, China's green credit market is the most important channel for green financing and has a great influence on the development of China's green finance. Based on the collection and arrangement of the related data and information, the paper points out the main problems which is existing in China's green credit by figures and examples from aspects of detail standards of policies, the matching level between deposits and loans and the management ability of avoiding environmental risk. Furthermore, the paper puts forward corresponding countermeasures of the problems.

Performance Of Financial Institutions In Five Sub-Saharan African Countries

“…In this context of implementing the policy of institutional pressuring, the Ministry of Environmental Protection, getting help from government institution agent; the Peoples' Bank of China (PBC) and another independent Agency; The China Banking Regulatory Commission (CBRC) demanded from the lender institutions to create and present two different rates of interest namely: (1) the adjusted interest rate relative to business industries that neglect or not complied with rules of environmental protection, and (2) reduced interest rate relative to industries of which their businesses are friendly to the environment with modes of loan qualification of (a) restrictions and (b) offers respectively. After a decade from 2007 during the beginning of China's green policy against the credit risk, some researchers like ( (Wu & Zhang, 2018) and (Wang & Zhong, 2017)) pointed out that Chinese green policy is getting remarkable success, until recently in 2019, when other researchers (Wang, Yang, Reisner, & Liu, 2019) indicated the otherwise that the effect of Chinese business industry pollution into the very air is still remained high. The sustainability of Chinese green policy in regard of institutional pressuring seems controversial topic, so the researcher has decided to look other parts of the globe.…”