“…and generally employed as a sample population in the majority of such studies(Meppurath & Varghese, 2022, Dharani & Rajeswari, 2022, Appiadu &Kuma-Kpobee, 2021, Nyamukapa & Kurebwa, 2022, Adeleke, Gsahi & Udoh, 2019, Sarkar, Khara & Sadachar, 2019, Mohsenin, Sharifsamet & Esfidani, 2018, Khan & Khan, 2013, Park et al, 2010, Jaiyeoba & Opeda, 2013, Chaudhary & Dey, 2016, Kavalcı & Ünal, 2016, Yılmaz et al, 2016.…”