Applying Ajzen's Theory of Planned Behaviour on the Participation of Micro-Entrepreneurs in Micro-Takaful

Razak, Azila Abdul; Muhammad, Fidlizan; Hussin, Mohd Yahya Mohd; Ramdan, Mohamad Rohieszan; Hadi, Fatimah Salwa Abd.

doi:10.6007/ijarbss/v8-i11/5340

Cited by 7 publications

(14 citation statements)

References 12 publications

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“…Past studies conducted by Amin (2012), Md Husin et al (2016), Razak et al (2018), Raza et al (2019), Farhat et al (2019) and Bhatti and Md Hussin (2020) have shown that the subjective norm relationship with takāful products' selection is positive and significant. Subjective norm is also a motivating factor for customers' acceptance of a product (Amin et al ., 2013, 2014; Ganesan et al , 2020).…”

Section: Literature Reviewmentioning

confidence: 93%

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Factors influencing Bumiputera contractors' acceptance of the contractor's all risk takāful product

Ibrahim

Nor

Hisham

2021

IJIF

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PurposeThis research aims to investigate the factors that can influence Bumiputera contractors' acceptance of the Contractor's All Risks (CAR) takaful (Islamic insurance) product using the theory of reasoned action (TRA).Design/methodology/approachUsing the method of quantitative surveys, 414 questionnaires were collected from targeted Bumiputera contractors in Malaysia (grade G1 to grade G7), except in Sabah and Sarawak, that are registered with the Construction Industry Development Board (CIDB) and are also members of Persatuan Kontraktor Melayu Malaysia (PKMM). The data was analysed using the partial least squares structural equation modelling (PLS-SEM) technique.FindingsThe findings from the PLS-SEM analysis show that attitude, subjective norm, religiosity and awareness have a positive relationship with Bumiputera contractors' acceptance of the CAR takaful product. Religiosity appeared to be the most significant factor influencing Bumiputera contractors' acceptance of the CAR takaful product.Research limitations/implicationsThe respondents in this study only comprised Bumiputera contractors in Peninsular Malaysia, excluding those from Sabah and Sarawak. Therefore, it is not possible to generalise the findings to a broader population.Practical implicationsTakaful operators and their sales and marketing departments need to act proactively in promoting the benefits of investing in CAR takaful that follows Sharīʾah (Islamic law) rules and principles. They should create mechanisms to market CAR takaful better, thus accelerating its acceptance rate among contractors.Originality/valueThe paper uses the proposed extended TRA model, which includes the variables of religiosity and awareness in the TRA model. These variables were successfully integrated in the model, and the findings show that they have significantly contributed to the acceptance of the CAR takaful product among Bumiputera contractors.

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Section: Literature Reviewmentioning

confidence: 93%

“…Within the takāful literature, several studies have shown significant influence of attitude towards the selection of takāful products (Md Hussein and Ab Rahman, 2016a, b; Razak et al , 2018; Aziz et al , 2019; Farhat et al , 2019; Bhatti and Md Hussin, 2020).…”

Section: Literature Reviewmentioning

confidence: 99%

Factors influencing Bumiputera contractors' acceptance of the contractor's all risk takāful product

Ibrahim

Nor

Hisham

2021

IJIF

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“…Studies on the theory of planned behaviour have proved that attitude is the main predictor of intention and behaviour (Ajzen & Fishbein, 1980). It is evident that a positive attitude of microentrepreneurs determines the purchase intentions towards micro-takaful scheme (Razak et al, 2018). Husin and Rahman (2016) found that attitude had a positive and significant influence on the individual's intention to join a family takaful scheme.…”

Section: Attitude and Purchase Intentionsmentioning

confidence: 99%

Factors Influencing Micro, Small and Medium Entrepreneurs’ (MSMEs) Intentions to Purchase Micro-Takaful Scheme

Razak¹,

Chusmita²,

Muhammad³

et al. 2021

IJARBSS

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“…In Malaysia, a unique study was also conducted by Razak et al (2018). The findings of the study were that attitude (mental preparation to provide either positive or negative response), subjective norms (social pressure from other members of society in shaping the attitude of a person) and perceived behavioral control (an individual's perception of the ease or difficulty involved in carrying out a certain behavior) showed a positive and vital impact on the willingness of microentrepreneurs to participate in micro-takaful schemes (Razak et al, 2018).…”

Section: Literature Reviewmentioning

confidence: 99%

“…Willingness of Microentrepreneurs To participate in the micro-takaful schemes, positive attitude, subjective norms, and perceived behavioral control are required. (Razak et al, 2018) 17.…”

mentioning

confidence: 99%

An Analysis of Syrian Conflict with the Lens of the Realist School of Thought

Ahmad

Mubeen

Kalim

2020

GSSR

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The Syrian war is rooted in the conflict between the Sunni opposition and Shia leader President Bashar, torn the country. The Syrian war took baby steps during the Arab Spring, which was supposed to bring hope and prosperity to Syria but unfortunately led to a series of horrifying protests that grew into a 9-year long civil war. The war-torn country has forced millions to escape the horrors of continuous fighting only to seek refuge in other countries with bare minimum resources. Multiple efforts by the International Organizations (I.Os) to halt the conflict between President Bashar and the opposition have repeatedly failed, and apparently, there is no hope for a peaceful solution. This paper aims to explain the Syrian war and break down the reason behind each ally's support to the chosen party and understand the Syrian conflict through the lens of Realism. The realist theory will shed some light on the root cause of international intervention by world powers and regional powers and how each actor's actions prolonged the conflict in Syria. And finally, to understand how domestic and international politics was used to carry out heinous crimes against innocent Syrian men, women, and children and analyze the strategies of actors to gain power in the region.

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Applying Ajzen's Theory of Planned Behaviour on the Participation of Micro-Entrepreneurs in Micro-Takaful

Cited by 7 publications

References 12 publications

Factors influencing Bumiputera contractors' acceptance of the contractor's all risk takāful product

Factors influencing Bumiputera contractors' acceptance of the contractor's all risk takāful product

Factors Influencing Micro, Small and Medium Entrepreneurs’ (MSMEs) Intentions to Purchase Micro-Takaful Scheme

An Analysis of Syrian Conflict with the Lens of the Realist School of Thought

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