“…Basic demographic data included country of residence (Canada, United States, England, Australia), gender, age (18–24, 25–39, 40–54, 55+). As indices of socio-economic status, we used education (“low” if completed high school or less in Australia, Canada, and the US, or secondary or less in the UK, “medium” if completed college/university (no degree) in the UK, technical/trade/some university (no degree) in Australia, or community college/trade/technical school/some university (no degree) in Canada and the US, or “high” if completed university or postgraduate in all countries) and reported financial stress [ 26 ] assessed by:” In the last 30 days, because of a shortage of money, were you unable to pay any important bills on time, such as electricity, telephone or rent bills?” (Yes, No/Don’t know).…”