Are Msmes Good Assets? - A Bankers’ Perspective

Choudhury, Maumita; Kashyap, Tapash

doi:10.34218/ijm.11.12.2020.180

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“…Choudhury and Kashyap (2020) evaluated the influential factors that detect the challenges in MSMEs by banks. In Assam, from 172 banks with the highest concentration of MSMEs, data were gathered.…”

Section: Related Workmentioning

confidence: 99%

Credit Access Towards MSMEs:  An Investigation of Banker’s Perspectives

Nair,

Gopal

2024

SEDME (Small Enterprises Development, Management & Extensio

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Micro, small and medium enterprises (MSMEs), which are business activity units that run businesses in several fields, are vital for the economies of several countries. Credit access (CA) is regarded as an important matter for MSMEs’ growth in the development and sustainable growth of MSMEs. In the financial sectors, the government’s role via policies like augmenting MSMEs’ credit becomes completely significant. For evaluating CA towards MSMEs in Kerala, this study was developed. Analysing the challenges in accessing credit in MSMEs is the aim. For evaluating the outcomes, a simple random sampling methodology was deployed. In Kerala, the impact of credit knowledge was significant on MSMEs’ CA. As per the outcomes, a greater probability of augmenting loan access is engendered by the factor of challenges in attaining private equity funding and high lending interest rate.

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Section: Related Workmentioning

confidence: 99%