Abstract:This study examines continuous usage behaviour related to mobile banking (m-banking) among consumers living in Finland (FI) and South Africa (ZA). The study investigates three postadoption behavioural consequences-namely, trust, satisfaction, and word of mouth. Using purposeful sampling techniques, we found that trust plays a significant role in promoting continuous usage of m-banking. In general, the respondents reported high levels of trust in mbanking technology and were satisfied with the m-banking application and services. In addition, convenience, user friendliness, and speed emerged as the main sub-topics related to satisfaction.In most cases, the convenience of using m-banking dominated the recommendation criteria.However, users, especially those in ZA, generally do not promote m-banking services to others. This study shows that for the majority of users, m-banking usage is related to increased satisfaction with the bank, implying that m-banking services should be a vital part of banks' strategy to retain customers.