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The purpose of this article is to determine directions for securing the domestic banking system from threats to its financial security and eliminating risks in this area. The state of the banking system of Ukraine shows that its financial security is under the influence of numerous threats and risks in this area. However, today there is no effective system for ensuring the financial security of the domestic banking system, which is due to the lack of logically completed studies to clarify the essence and types of such security, identify threats to it and risks in this area, proper security activities with the identification of various effective security measures and perfect risk management. Therefore, the solution of the mentioned problem requires a clear definition of the components of security activities to secure the banking system from threats and eliminate risks, which should include a well-founded complex of analytical, monitoring, organizational and resource provisioning measures. An important place in securing the banking system of Ukraine from threats and minimization/elimination of risks in the banking sector should belong to the perfect banking infrastructure, in which the infrastructure for ensuring the security of banking activity should also become significant. Full and timely detection of threats not only to the financial security of the banking system in general, but also to its deposit, credit, currency, investment, debt, inflation, and profit-making security in particular is necessary to fully protect the domestic banking system from threats to its financial security and eliminate risks in this area. Improving the identification of threats to the FS of the banking system and risks in this area in order to increase the level of its FS will contribute to: development and implementation of the Concept of securing the FS of the banking system, capable of adapting to newly emerging threats and risks and optimizing the costs of securing the FS of the banking system in general and its structural elements; application for monitoring and analytical activities of the system of security indicators, determination of their threshold values and deviations from them of the available indicators of the functioning of the banking system in order to take measures to ensure the functioning of the banking system. For a more justified application of these indicators, it is advisable to divide them into target groups. Legally distinguish institutional / structural-institutional and monetary indicators, indicators of resource, deposit, credit, currency, debt, investment, inflation security, financial condition, payment systems.
The purpose of this article is to determine directions for securing the domestic banking system from threats to its financial security and eliminating risks in this area. The state of the banking system of Ukraine shows that its financial security is under the influence of numerous threats and risks in this area. However, today there is no effective system for ensuring the financial security of the domestic banking system, which is due to the lack of logically completed studies to clarify the essence and types of such security, identify threats to it and risks in this area, proper security activities with the identification of various effective security measures and perfect risk management. Therefore, the solution of the mentioned problem requires a clear definition of the components of security activities to secure the banking system from threats and eliminate risks, which should include a well-founded complex of analytical, monitoring, organizational and resource provisioning measures. An important place in securing the banking system of Ukraine from threats and minimization/elimination of risks in the banking sector should belong to the perfect banking infrastructure, in which the infrastructure for ensuring the security of banking activity should also become significant. Full and timely detection of threats not only to the financial security of the banking system in general, but also to its deposit, credit, currency, investment, debt, inflation, and profit-making security in particular is necessary to fully protect the domestic banking system from threats to its financial security and eliminate risks in this area. Improving the identification of threats to the FS of the banking system and risks in this area in order to increase the level of its FS will contribute to: development and implementation of the Concept of securing the FS of the banking system, capable of adapting to newly emerging threats and risks and optimizing the costs of securing the FS of the banking system in general and its structural elements; application for monitoring and analytical activities of the system of security indicators, determination of their threshold values and deviations from them of the available indicators of the functioning of the banking system in order to take measures to ensure the functioning of the banking system. For a more justified application of these indicators, it is advisable to divide them into target groups. Legally distinguish institutional / structural-institutional and monetary indicators, indicators of resource, deposit, credit, currency, debt, investment, inflation security, financial condition, payment systems.
Introduction. The significance of the increased attention to the in-depth study of the financial security (FS) of the banking system is caused by the place and role of the banking system in ensuring the FS and investment growth of the national economy, the organization of payment turnover and the stability of the monetary system, ensuring the stability of the national currency and its purchasing power, targeting inflation and ensuring financial stability in the state. Ensuring the FS of both the banking system of Ukraine in general and its individual components, based on their paramount importance for the socio-economic development of the state, is a complex and multifaceted problem that requires constant attention. The purpose of the article is to determine the nature of the FS of the banking system. Results. Levels of security research in the banking sector are highlighted. The need to conduct such research at six hierarchical levels is emphasized. The components of FS of the banking sphere, the importance of compliance and the essence of the FS of the banking system are determined, and its author's definition is given. Aspects of consideration of FS of the banking system in general and its individual components are characterized. The main components of the FS of the banking system have been clarified. Special attention is paid to the analysis of approaches to determining financial stability, financial stability and financial reliability of the banking system and the relationship and interdependence between them. The classification of FS varieties of the banking system is presented. The factors of FS of the banking system are determined. Emphasis is placed on approaches to assessing the level of FS of the banking system. Methods. Methods of decomposition and generalization, logical analysis, abstraction, comparison, analogy are used. Conclusions. There is no unambiguous definition of the essence of the FS of the banking system, its components and varieties, aspects of their consideration, approaches to assessing the level of FS, which is necessary for the formation of an effective system of its support, the selection of the necessary approaches, methods and tools depending on the existing state of such security, which complicates the development of the specified systems. And, therefore, further research in this area is necessary.
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