Assessment of the impact of bank lending on business entities’ performance using structural equation modeling

Kerimkulova, Dinara; Nazekova, Minara; Sovetbekova, Aizada; Muravskyi, Oleksii; Sokoliuk, Galyna

doi:10.21511/bbs.16(2).2021.07

Cited by 4 publications

(1 citation statement)

References 22 publications

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“…According to this method, various software is used in calculations: Lavaan (R Package) (Yeves Rosseel, 2012), Python (Kim H. et al, 2021), STATISTiCA software (Kerimkulova D. et al, 2021) etc.…”

Section: Literature Reviewmentioning

confidence: 99%

Structural modelling for assessing the effectiveness of system for countering legalization of illicit money

Lyeonov¹,

Hlawiczka²,

Boyko³

et al. 2022

Journal of International Studies

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The article suggests a scientific and methodological approach to the evaluation of the infrastructural component’s effectiveness in the anti-money laundering system due to digitalization. Structural modelling is the basis for the mentioned approach implementation, which consists of several steps. First, the input data is selected in terms of the effective regulation of the financial services market, law enforcement and judicial activities, and digitalization. Next, the moving average method is used to identify the growth rate of missing values in the available data series. Then, the selection of relevant factors for financial services market regulation, law enforcement activity, judicial activity and digitalization is based on the principal component analysis. After reducing the input array of data to a comparable form, a structural equations system can be constructed to reflect the impact of the digitalization level on the latent integral characteristics of the directions of anti-money laundering work done by regulatory authorities. Finally, the model is checked for adequacy. The result of this research can serve as an information base for further strengthening the digital vector in the development of regulation institutions and law enforcement agencies overseeing the financial services market, as well as for the radical transformation of courts in Ukraine since digitalization currently negatively affects them.

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Section: Literature Reviewmentioning

confidence: 99%

Structural modelling for assessing the effectiveness of system for countering legalization of illicit money

Lyeonov¹,

Hlawiczka²,

Boyko³

et al. 2022

Journal of International Studies

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A: Financial Institutions

2022

World Banking Abstracts

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The article examines developments in the Indonesian banking systems known as the Indonesian Banking Architecture (IBA), which aims to strengthen the structure and enhance the competitiveness of the banking industry. Using data from commercial banks from 2011 to 2018 and regression analysis, results show that the banking industry in Indonesia tends to be monopolistic. Bank competition that creates a monopolistic market structure has stimulated banks to achieve higher profits but leads to higher risk. Competition has a negative correlation with bank efficiency because competition encourages banks to focus on profit rather than efficiency and engage in risky financing projects. (2 figures, 3 tables, references) 502/39 Banking system stability: A prerequisite for financing the sustainable development goals in Nigeria Amadi. A. et al.

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Improving customer relations in the banking sector of Ukraine through the development of priority digital banking products and services: Evidence from Poland

Prokopenko¹,

Zholamanova

Mazurenko

et al. 2022

Banks and Bank Systems

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The emergence of new players – fintech companies, neobanks and non-banking companies – changes the structure of competition in the banking sector, reduces the profitability of traditional banking activities, and therefore forces banks to look for new sources of income. The paper deals with the issue of improving relations with clients in the banking sector of Ukraine, which is proposed to be implemented through the development of priority digital banking products and services. The study used a survey method using a statistical apparatus of a small unique sample, the degree of representativeness of which was assessed using the Student’s test. Slightly higher, closer to the level that characterizes the significant impact on the client’s perception of the whole complex of digital activities in the case of Polish banks (3.81, with a maximum possible score of 5.0) than Ukrainian banks (3.75), which indicates greater involvement and willingness to accept the digitalization of the people of Poland. Generally, banks in both countries are recommended to use a customer-oriented approach in forming product policy using digital products and services, which should be implemented and developed in practice in specific areas identified during customer surveys.

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Assessment of the impact of bank lending on business entities’ performance using structural equation modeling

Cited by 4 publications

References 22 publications

Structural modelling for assessing the effectiveness of system for countering legalization of illicit money

Structural modelling for assessing the effectiveness of system for countering legalization of illicit money

A: Financial Institutions

Improving customer relations in the banking sector of Ukraine through the development of priority digital banking products and services: Evidence from Poland

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