Asset Securitization and Bank Risk: Do Religiosity or Ownership Structure Matter?

Abdelsalam, Omneya; Elnahass, Marwa; Mollah, Sabur

doi:10.2139/ssrn.2933118

Cited by 2 publications

(1 citation statement)

References 98 publications

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“…A small number of prior studies hint that family ownership could positively affect the leading portfolio composition of Islamic banks resulting in more diversified bank lending portfolios (Arouri et al 2014;Zouari and Taktak 2014). On the other hand, other studies claim that family ownership might negatively affect the leading portfolio composition of banks resulting in more focused bank lending portfolios (Abdelsalam et al 2017;Saghi-Zedek 2016;Saghi-Zedek and Tarazi 2016;Zeineb and Mensi 2018).…”

Section: Family Ownershipmentioning

confidence: 99%

The Effects of Internal Governance Factors on Lending Portfolio Composition in Islamic Banks

Naim

Rahman

2023

IJFS

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Recent studies indicate that lending portfoliocomposition in Islamic banks is concentrated towardsdebt-based lending portfolio; however, the ideal lending portfoliocomposition in Islamic banks should be an equity-based lending portfolio. This article explores the effects of the internal governance factors on lending portfolio compositionofIslamic banks in the GCC Region. The internal governance factors investigated are board of directors’ characteristics (size and independence), Shariah supervisory board attributes (size and cross-membership), and ownership structure (family and government). The generalized least squares (GLS) method is used to examine the relationship between the study variables. The results indicate that two characteristics of the board of directors, size and independence, and two attributes of the Shariah supervisory board, Shariah board size and Shariah board cross-membership, have significant effects on lending portfolio composition of Islamic banks in the GCC Region. However, the rest of the internal governance factors have no effects on lending portfolio composition of Islamic banks in the GCC Region. These significant results add new contributions to the literature in the area of internal corporate governance of Islamic banks. The article concludes with suggestions for regulators and policy makers in the GCC Region with regard to the ideal characteristics of the board of directors and the optimal attributes of the Shariah supervisory board in Islamic banks as well as directions for future studies in this area of research.

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Section: Family Ownershipmentioning

confidence: 99%

The Effects of Internal Governance Factors on Lending Portfolio Composition in Islamic Banks

Naim

Rahman

2023

IJFS

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Effect of Bank Assets Securitization in Investment Flows: A Cross-Country Analysis

Akhmedov

Duskobilov

2019

IJMSBA

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In modern financial architecture, banks actively engage in financial market operations to ensure the stability and efficiency of their activities. The latest trends in banking sector highlight the active role commercial banks play by securing their assets in securitization practices. The lessons from the global financial crisis show that securitization is one of the main methods for securing the soundness of bank assets as an investment tool. This paper investigates the impact of bank assets securitization on investment flows in 30 advanced and transition economies by applying GMM method. The results proved that securitization of bank assets significantly stimulates the inflow of investments towards selected economies.

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Asset Securitization and Bank Risk: Do Religiosity or Ownership Structure Matter?

Cited by 2 publications

References 98 publications

The Effects of Internal Governance Factors on Lending Portfolio Composition in Islamic Banks

The Effects of Internal Governance Factors on Lending Portfolio Composition in Islamic Banks

Effect of Bank Assets Securitization in Investment Flows: A Cross-Country Analysis

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