Attitudes, Security, and Perceived Ease of Use Influence The Consumers' Decision to Use An E-payment System

Sarkam, Nor Aslily; Razi, Nor Faezah Mohamad; Mohammad, Nor Hazlina; Jamil, Nur Izzah; Kurniawati, Linda

doi:10.6007/ijarbss/v12-i3/12884

Cited by 6 publications

(2 citation statements)

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“…According to perceived security, "the consumer's perception that Internet vendors will comply with security requirements such as_authentication, _integrity, _encryption _and non-repudiation" [8], [15], [19], [20]. Perceived risk is a subset of perceived security, and the two concepts are related to one another.…”

Section: Perceived Securitymentioning

confidence: 99%

Factors Affecting Students' Intentions to Use the University's E-Payment System

Listiyono

Sunardi

Sugiyamto

et al. 2023

SJI

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Purpose: Most universities prioritize online payment administration because_of_advances_in_information_and communicatio_ technologies, especially for online_banking transactions. Benefits from online banking services such as transactions via Internet banking are very convenient compared to traditional payment methods. On other side is traditional payment methods transactions must queue and come directly to the bank. This study was done to find out what factors in Semarang City affected the adoption of university E-PS as online banking.Methods: 123 students have participated in this research. Six charactersitics were considered in a new study model that examinated how students’ intention to use E-PS was affected: convinience, perceived usefullness, risks, perceived trust and reputation. To validate the reearch model, the structural equation model approach using PLS-SEM was apllied.Result: The empirical result showed that perceived convinience, perceived usefullness and trust had e significan positive relationship with students’ intention to use the University’s E-PS. The empirical results showed that perceived convenience, perceived usefullness, and trust had a significant_positivee_relationshipp_withhstudents’ intentions_to_use the E-PS university. Perceived convinience was also found to have a positive and significan effect on the perceived usefullness of students using E-PS. However, the perceived risks showed a non-significan negative relationship with tudents’ intentions to use E-PS.Novelty: While previous studies have explored the intentions to se E=PS. This research contributes the literature by invetigating the specific factors that influence the adoption of E-PS in the context of tertiary institutions. Additionally, this research provides empirical evidence on the relationhip between perceived convinience and perceived convience and perceived usefullness of using E-PS in univerities. Overall, this research offers a new perspective on the adoption of E-PS in tertiary institutions and contributes to the development of strategies to improve the adoption and use E-PS in universities.

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Section: Perceived Securitymentioning

confidence: 99%

Factors Affecting Students' Intentions to Use the University's E-Payment System

Listiyono

Sunardi

Sugiyamto

et al. 2023

SJI

View full text Add to dashboard Cite

show abstract

“…Although the effect of PU on the decision to use both pre-adoption and post-adoption stage is consistent, the concern about the impact of PEOU might be removed from those of experienced users in using new technology (Karahanna et al 1999). In the context of the current fast-changing digital era, however, firms often upgrade their information systems and update new features into applications, so it is suggested by (Sarkam & Jamil, 2022) that perceived ease-of-use would influence the decision to continue using one mobile application. Recently, in a study on the continued use of mobile learning technology, Al-Emran et al (2020) found that PEOU has a direct impact on users' decision to continue using it.…”

Section: Continuous Intention To Use Mobile Bankingmentioning

confidence: 99%

Continuous Intention to Use Mobile Banking Apps: Empirical Study in Iraq

Jarad

2022

TMP

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Mobile banking on applications is increasingly becoming an effective channel in the development of banking services. The increase in smartphone penetration globally and customers spending more time on business applications raise questions for bank managers on how to entice customers to continue using mobile banking applications. This study examines factors influencing the continuous intention to use mobile banking applications by combining, the technology acceptance model TAM model and trust factor. Research indicates that perceived usefulness and trust directly influence continuous intention to use mobile banking apps, while perceived ease-of-use and perceived risk indirectly influence continuance intention to use mobile banking apps through the trust factor. the moderating effect of demographics factors found that higher age will negatively affect the relationship between trust and continuous intention to use mobile banking apps.

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Digital payment systems in an emerging economy

Ly,

2024

Computers in Human Behavior Reports

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Attitudes, Security, and Perceived Ease of Use Influence The Consumers' Decision to Use An E-payment System

Cited by 6 publications

References 0 publications

Factors Affecting Students' Intentions to Use the University's E-Payment System

Factors Affecting Students' Intentions to Use the University's E-Payment System

Continuous Intention to Use Mobile Banking Apps: Empirical Study in Iraq

Digital payment systems in an emerging economy

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