In recent years, optic-fiber sensors have been required to simultaneously measure the structure's crack and environmental temperature in the infrastructure monitoring system. We proposed and experimentally demonstrated a distributed optic-fiber sensor based on the Raman loop configuration and fiber loss characteristic for detecting the temperature and structure's crack. Among them, the Raman loop configuration with reference fiber is proposed to detect the temperature profile along the sensing fiber. It can eliminate the influence of external physical perturbation on the temperature measurement results, and do not require pre-calibration process before measurement. The temperature experimental results show that the temperature accuracy and spatial resolution can reach up to 0.28°C and 1.2 m with the response time of 1.04 s. In addition, the information of crack is extracted by using the loss characteristics of Stokes, which is based on optical time domain reflectometry. The experiment results indicate that the fiber loss coefficient keeps a good linear variation between the crack ranges of 1.6 mm and 5.6 mm. The studies achieve the temperature and crack measurement only by one fiber.