Since reinforced concrete members suffer from different types of loads during their service life, the steel bars embedded in reinforced concrete members can be easily corroded in chloride‐laden environment. To investigate the influence of combined effect of load and steel corrosion on the flexural stiffness of recycled aggregate concrete (RAC) beams, 12 RAC beams were prepared and tested. The effects of load level (i.e., the ratio of the load applied to beams to the ultimate load) and recycled coarse aggregate (RCA) replacement ratio (i.e., the ratio of RCAs to replace natural coarse aggregates) on the internal force arm coefficient of cracking cross‐section, the elastoplastic resistance moment coefficient of cross‐section, and the strain incongruity coefficient of corroded tensile steel bars were analyzed, and a calculation model for flexural stiffness of RAC beams under combined effect of load and steel corrosion was established. The results showed that when the ratio of bending moment to ultimate bending moment of the pure bending part of beams was within 0.55–0.80 and the average mass loss of tensile steel bars was less than 3.23%, 0.85 could be adopted as the internal force arm coefficient of cracking cross‐section. The elastoplastic resistance moment coefficient of cross‐section was approximately a constant when the corroded RAC beams were in the service stage, while it increased obviously with the load level. There was a strong linear relationship between strain incongruity coefficient and average mass loss of tensile steel bars during the service stage of corroded RAC beams, and the strain incongruity coefficient increased linearly with the load level. The calculated values of the model of flexural stiffness proposed in this paper were in reasonable agreement with the experimental values.