Back pain claim rates and the business cycle

Brooker, Ann-Sylvia; Frank, John; Tarasuk, Valerie

doi:10.1016/s0277-9536(96)00359-0

Cited by 46 publications

(40 citation statements)

References 27 publications

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“…However, macro-socioeconomic and sociodemographic factors explained only 12Á19% of the variation of occupational disorders (Dellve et al, 2003b) and 33Á34% of long-term sick leave or disability pension (Dellve et al, 2006). Age structures of HCWs and the unemployment level were related to the incidence rate, in this study and in other studies (Brooker, Frank & Tarasuk, 1997;Shannon, Mayr & Haines, 1997). Sparsely populated areas had lower incidence of occupational disorders and metropolitan areas higher, but the explaining factors showed an inverse direction for these areas (Dellve et al, 2003b).…”

Section: Occupational Disorders Among Home Care Workersmentioning

confidence: 42%

“Making it work in the frontline” explains female home care workers’ defining, recognizing, communicating and reporting of occupational disorders

Dellve

Hallberg

2008

International Journal of Qualitative Studies on Health and Well

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Epidemiological research has so far failed to explain the high incidence of occupational disorders among home care workers (HCWs) and the great differences in organizational incidence rate. A qualitative approach may contribute to a deeper understanding of work group reasoning and handling in a more contextual manner. The aim of this grounded theory study was to gain a deeper understanding of the main concern in the processes of recognizing, communicating and reporting occupational disorders among HCWs. Focus group interviews were conducted with 40 HCWs in 9 focus groups. The selected municipalities represented variations in municipality type and incidence rate of occupational disorders. Making it work in the frontline was identified as the core category explaining that the perceived work situation in home care work was the main concern but interacted with work-group socialising processes as well as with the communicability and derivability of the occupational disorder when defining and reporting occupational disorders. Complex problems could be reformulated and agreed within the workgroup to increase communicability. Described significances for reporting/non-reporting were related to financial compensation, to a part of organizational political game or to an existential uncertainty, i.e. questioning if it belonged to their chosen work and life. Our conclusion is that working situation and work group attitudes have importance for reporting of occupational disorders. To support work-related health for HCWs, integrating communication should be developed about work-related challenges in work situation, as well as about attitudes, culture and efficiency within work-group.

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Section: Occupational Disorders Among Home Care Workersmentioning

confidence: 42%

“Making it work in the frontline” explains female home care workers’ defining, recognizing, communicating and reporting of occupational disorders

Dellve

Hallberg

2008

International Journal of Qualitative Studies on Health and Well

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“…The lack of decline in injury rates among younger workers in BC may be due to the rapid growth in the BC economy between 2003 and 2007, in particular in the construction industry 26) . This lead to much larger growth in the 15-to 24-yearold labour force in BC compared with Ontario over this time period, with employment growth often associated with relative increases in injury rates 27,28) . Our finding of no clear relationship between age and overall claim rates for either men or women differs from previous studies using compensation claims in Ontario, which have reported an inverse relationship between age and injury risk, in particular among male labor market participants 9,10,29) .…”

Section: Discussionmentioning

confidence: 99%

The Relationship between Age and Work Injury in British Columbia: Examining Differences across Time and Nature of Injury

Smith

Bielecky

Mustard

et al. 2013

Journal of Occupational Health

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The Relationship between Age and Work Injury in British Columbia: Examining Differences across Time and Nature of Injury: Peter SMITH, et al. Institute for Work and Health, Canada— Objective The aim of this study was to examine the relationship between age and the lost‐time workers' compensation claims in British Columbia, Canada, over three time periods (1997−98, 2001−02 and 2005−06). We examined if the relationship between age and risk of lost‐time claims is consistent over time and for different nature of injury categories. Methods Secondary analyses of lost‐time workers' compensation claims combined with estimates of person‐years of exposure generated from the Canadian Labour Force Survey were performed. Analyses examined the relationship between age and claim risk using sex‐stratified regression models, adjusting for time period, occupational characteristics and whether the claimant was employed in the goods or service industry. Multiplicative interaction terms were used to examine if the relationship between age and lost‐time claim risk changed over time. Seven separate regression models were generated to explore the variation in the effect of age across nature of injury groups. Results We observed important differences in the relationship between age and risk of injury depending on the nature of injury examined. A negative relationship was observed between age and lost‐time claims for open wounds, while a positive relationship was observed for traumatic injuries to bones, nerves and the spinal cord. We found no evidence that the relationship between age and risk of lost‐time claims changed over time periods. Conclusions The association between age and risk of lost‐time claims depends on the nature of injury under investigation. We found no evidence that the relationship between age and overall lost‐time claim risk has changed over time in British Columbia.

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“…where Z mtk is an indicator denoting whether there were any claims in the given group of policies (0 indicates no claims; 1 indicates at least one claim), for each month (m), year (t), and characteristics (k) 12 . α is an intercept.…”

Section: Modelling A/e For All DII Claimsmentioning

confidence: 99%

“…12 The characteristics, as mentioned in Section 2, are those that are not included in the calculation of the Expected. 13 Unemployment rate with lags of 0, 1 and 2 months were analysed.…”

Section: Modelling A/e For All DII Claimsmentioning

confidence: 99%

“…While work-related accident claims for employees are covered under Workers Compensation, the self-employed rely on DII cover for protection while working. Research has indicated that claims arising due to workplace accidents tend to be pro-cyclical [4,12]. During economic upturns, workplace accidents may increase as a consequence of a surge in construction and industrial work.…”

Section: Introductionmentioning

confidence: 99%

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The Impact of Changes to the Unemployment Rate on Australian Disability Income Insurance Claim Incidence

Khemka

Roberts

Higgins

2017

Risks

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Abstract:We explore the extent to which claim incidence in Disability Income Insurance (DII) is affected by changes in the unemployment rate in Australia. Using data from 1986 to 2001, we fit a hurdle model to explore the presence and magnitude of the effect of changes in unemployment rate on the incidence of DII claims, controlling for policy holder characteristics and seasonality. We find a clear positive association between unemployment and claim incidence, and we explore this further by gender, age, deferment period, and occupation. A multinomial logistic regression model is fitted to cause of claim data in order to explore the relationship further, and it is shown that the proportion of claims due to accident increases markedly with rising unemployment. The results suggest that during periods of rising unemployment, insurers may face increased claims from policy holders with shorter deferment periods for white-collar workers and for medium and heavy manual workers. Our findings indicate that moral hazard may have a material impact on DII claim incidence and insurer business in periods of declining economic conditions.

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Back pain claim rates and the business cycle

Cited by 46 publications

References 27 publications

“Making it work in the frontline” explains female home care workers’ defining, recognizing, communicating and reporting of occupational disorders

“Making it work in the frontline” explains female home care workers’ defining, recognizing, communicating and reporting of occupational disorders

The Relationship between Age and Work Injury in British Columbia: Examining Differences across Time and Nature of Injury

The Impact of Changes to the Unemployment Rate on Australian Disability Income Insurance Claim Incidence

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