Bank Competition and Financial Inclusion: Evidence from Mexico

Marín, Ana Georgina; Schwabe, Rainer

doi:10.1007/s11151-018-9673-5

Cited by 15 publications

(3 citation statements)

References 21 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…This domain reflects the inclusion of practices and policies of providers in our definition. Authors of included studies shared the idea that the ways in which consumers are served by mainstream financial institutions has a strong influence on their ability to fully utilize helpful products and services (e.g., Ahamed & Mallick, 2019; Alexander, 2021; Ambrosius, 2016; Friedline et al, 2019; Friedline et al, 2020; Marín & Schwabe, 2019). The ways can include discriminatory practices and policies, lack of enthusiasm, and challenges with documentation, language and culture, and technology.…”

Section: Discussion: Toward a New Definition Of Financial Accessmentioning

confidence: 99%

A systematic conceptual review of financial access

Birkenmaier,

Huang

2024

Journal of Consumer Affairs

View full text Add to dashboard Cite

Financial access is used in practice and research as an important concept relevant to financial capability and financial well‐being. This study examines the literature on individual financial access and develops a conceptualization, definition, domains, and proposed items. Following a systematic conceptual review method, the review is based on 171 articles published during January 2012–August 2022 retrieved from Scopus and Dissertation and Thesis Global. Using grounded theory, data were coded related to financial access definition, concepts, measurement, and associated content. The domains identified were Mainstream Financial Products and Services, Institutional Practices of Available Mainstream Financial Service Providers, Individual Resources and Intrinsic Qualities and Abilities, and Individual Financial Action and Perceptions. Financial Products or Services Utilized by Social Programs to Provide Benefits was added. Study implications include the need to broaden the focus of policies and practices beyond ownership of financial products and services. Directions for future research are discussed.

show abstract

Section: Discussion: Toward a New Definition Of Financial Accessmentioning

confidence: 99%

A systematic conceptual review of financial access

Birkenmaier,

Huang

2024

Journal of Consumer Affairs

View full text Add to dashboard Cite

show abstract

“…In this regard, Leyshon and Thrift (1995) understand financial exclusion to be all those mechanisms that serve to prevent certain social groups from entering the financial system through the availability of financial instruments. Further refinements to the definition encompass the specification that it prevents poor or unprotected groups from gaining access to the formal financial system or to regulated financial instruments in a low-cost and safe environment, where credit might be the instrument most required (Conroy, 2005;Mohan, 2006;Rangarajan Committee, 2008;Marín & Schwabe, 2018).…”

Section: Literature Reviewmentioning

confidence: 99%

Estudio de causalidad sobre problemas de inclusión financiera con técnicas de ciencia de datos: el caso de México

Coquis Rioja,

Contreras Valdez

2024

TAJ

View full text Add to dashboard Cite

El presente artículo explora las causas de la inclusión financiera entre la población mexicana. Con datos de la Encuesta Nacional de Inclusión Financiera (ENIF) (INEGI, 2021) desarrolla dos modelos de aprendizaje automático con el objetivo de identificar a individuos que forman parte del sistema financiero. Estos modelos son evaluados valiéndose tanto de metodologías de inteligencia artificial como de pruebas estadísticas de significancia tradicionales. Los hallazgos sugieren que factores como nivel educativo, ingreso mensual, preferencias orientadas hacia el futuro sobre las presentes, capacidad de ahorro y acceso a teléfonos inteligentes son impulsores significativos que aumentan la probabilidad de inclusión financiera. En consecuencia, existe un potencial para la implementación de políticas públicas dirigidas a incentivar a los individuos para que adopten voluntariamente servicios financieros formales.

show abstract

“…Some previous studies have already evaluated financial inclusion/exclusion issues in Mexico. Notable examples are Bruhn and Love (2014) and, more recently, Marín and Schwabe (2019). The former reports several relevant findings, including the considerable indirect effect that opening bank branches has on poverty alleviation via the labour market.…”

Section: Introductionmentioning

confidence: 99%

Financial inclusion and exclusion across Mexican municipalities

Cruz-García

Macedo

Tortosa‐Ausina

2021

Regional Science Policy & Practice

View full text Add to dashboard Cite

Although in recent years there has been a growth in banking services in Mexico, there is still a significant delay in terms of financial inclusion, which is also very uneven across municipalities. In this context, this paper analyses some of the factors that determine the probability of a municipality being financially included. The results show that financially included municipalities have a large number of inhabitants and high levels of income and education. The analysis also distinguishes between municipalities according to the region in which they are located and to their type of population. In general, rural and in transition municipalities are the least financially included, together with the municipalities located in the Sur region of the country. For these types of municipalities, results also show that both population and the Human Development Index (HDI) are important in determining the probability of being financially included. However, for urban municipalities, HDI is more important than the level of population as a factor influencing financial inclusion.

show abstract

Bank Competition and Financial Inclusion: Evidence from Mexico

Cited by 15 publications

References 21 publications

A systematic conceptual review of financial access

A systematic conceptual review of financial access

Estudio de causalidad sobre problemas de inclusión financiera con técnicas de ciencia de datos: el caso de México

Financial inclusion and exclusion across Mexican municipalities

Contact Info

Product

Resources

About