“…Accordingly, 17% of the difference between long-term, equilibrium, or the desired amount of agricultural GDP and the current or observed agricultural GDP is reduced each year. Findings in the literature show that agricultural credits positively affect agricultural productivity (SHAH et al, 2008;AYAZ & HUSSAIN, 2011;SALEEM & JAN, 2011;AGUNUWA et al 2015;AWOTIDE et al 2015;CHISASA & MAKINA, 2015;NNAMOCHA & EKE, 2015;UDOKA et al 2016;OGBUABOR & NWOSU, 2017;DURAMAZ & TAS, 2018;ADEMOLA, 2019;TAMBI & BIME, 2019). IQBAL et al (2003), SIAL et al (2011, REHMAN et al (2017), KOC et al (2019); REHMAN et al (2019), found that agricultural credits have a positive and statistically significant effect on agricultural GDP.…”