Bank globalization and financial stability: International evidence

Yin, Haiyan

doi:10.1016/j.ribaf.2019.03.009

Cited by 42 publications

(32 citation statements)

References 38 publications

(41 reference statements)

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“…The regulatory and institutional framework in which banks operate can influence the degree of bank competition and the link between competition and foreign bank presence. I reexamine the relationship while controlling for various factors considered in other studies (e.g., Yin, 2019 ): bank regulation (activity restrictions, capital stringency), supervision (multiple bank supervisors, external governance), market entry policy (limitations on foreign banks, applications denied), bank market structure (government banks), and institutional development (the depth of information sharing). The data are retrieved from various databases of the World Bank.…”

Section: Resultsmentioning

confidence: 99%

“…Using detailed data on U.S. banks, Cetorelli and Goldberg (2012) find that the existence of an active internal capital market in global banks contributes to the international propagation of shocks. Yin (2019) , looking at 129 countries over 1995–2013, observes increased bank risk in countries that host foreign banks. Chen et al (2017) , studying 32 emerging economies over 2000–2013, find that foreign-owned banks take on more risk than their domestic counterparts.…”

Section: Literature Reviewmentioning

confidence: 99%

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Foreign bank entry and bank competition: Cross-country heterogeneity

Yin

2021

Global Finance Journal

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Section: Resultsmentioning

confidence: 99%

Section: Literature Reviewmentioning

confidence: 99%

Foreign bank entry and bank competition: Cross-country heterogeneity

Yin

2021

Global Finance Journal

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“…On the other hand, it is argued that banks with higher equity are expected to face low risk (Molyneux et al 2014;Yin 2019). Therefore, as per the conventional risk-return hypothesis, a lower level of risk leads to lower profitability (Dietrich and Wanzenried 2011;Goddard et al 2013).…”

Section: Literature Review and Hypothesis Developmentmentioning

confidence: 99%

A Study on the Impact of Capitalization on the Profitability of Banks in Emerging Markets: A Case of Pakistan

Haris

Tan

Malik³

et al. 2020

JRFM

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A strong capitalized position of financial institutions is essential to ensure their solvency. Because of their unique nature, banks must always keep an optimum level of capital to ensure smooth banking earnings. Consequently, it is mandatory for all types of banks operating in Pakistan to keep a minimum amount of required capital along with capital adequacy to remain solvent and profitable. Therefore, using three measures of capitalization, i.e., the Capital Ratio (CR), Capital Adequacy Ratio (CAR), and Minimum Capital Requirement (MCR), and four measures of profitability, i.e., Return on Avg. Assets (ROAA), Return on Avg. Equity (ROAE), Net Interest Margin (NIMAR), and Profit Margin (NMAR), this study contributes to the existing literature on the relationship between the capitalization and profitability of 29 Pakistani banks over the period of 2007–2018. The results, based on the Generalized Method of Moments (GMM) system estimator technique, reported an inverted U-shaped relationship between the two capitalization measures, i.e., CR and CAR, and the four profitability measures, i.e., ROAA, ROAE, NIMAR, and NMAR. This indicates that profitability increases with an increase in capitalization up to a certain level, while beyond that level, a further increase in capitalization decreases profitability. The results also indicate that banks who maintain their MCR have higher profitability than those who do not.

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“…Semakin efektif credit appraisal technique suatu bank, akan menurunkan rasio non-performing loannya, sehingga memperkecil risiko saham yang dihadapi oleh investor. (Yin, 2019) Kebijakan-kebijakan khusus yang dikeluarkan oleh pemerintah dapat berpengaruh positif atau negatif pada perusahaan tertentu yang terkait dengan kebijakan tersebut. Misalnya peraturan giro wajib minimum yang mempengaruhi likuiditas perbankan.…”

Section: Pengaruh Non-performing Loanunclassified

“…Karakter perusahaan seperti ukuran (size) dan strategi perusahaan serta kondisi makroekonomi di negara-negara berkembang merupakan faktor penting untuk mengontrol dampak diversifikasi. Selain kondisi dari sisi makroekonomi, regulasi juga berperan penting memitigasi ketidakstabilan finansial yang bisa terjadi dari akibat meningkatnya paparan risiko ketika bank melakukan diversifikasi pendapatan (Yin, 2019). Regulasi yang tepat dapat menciptakan tercapainya suatu keseimbangan antara peningkatan diversifikasi pendapatan dan risiko kerugian.…”

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Faktor Internal, Kepemilikan Asing Dan Risiko Saham Perbankan Di Indonesia

Madyan

Wahyuningati²,

Aji³

et al. 2019

Ekobis

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Sebagai sektor yang telah mature, perbankan telah membuat banyak perubahan dramatis dalam mengurangi berbagai risiko manajemen dekade terakhir. Namun tetap saja perbankan masih rentan, seperti terhadap risiko saham. Faktor penentu risiko saham perbankan sangat bervariasi sehingga diperlukan adanya pengembangan penelitian. Menggunakan data komprehensif yang mencakup 25 bank go public di Indonesia selama periode 2009-2013, penelitian ini menyelidiki dampak faktor internal dan kepemilikan asing terhadap risiko saham perbankan. Dengan menggunakan metode pengujian regresi linear berganda, penelitian ini menemukan bukti kuat bahwa faktor internal seperti non-interest income, total asset, non-performing loan, dan diversifikasi pendapatan berpengaruh signifikan terhadap risiko saham perbankan. Namun untuk faktor internal lain, yaitu short-term loan dan portofolio kredit meskipun berpengaruh negatif, tetapi tidak signifikan terhadap risiko saham perbankan di Indonesia. foreign ownership, sebagai faktor non internal, juga tidak terdukung didalam hubungannya dengan risiko saham.

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Bank globalization and financial stability: International evidence

Cited by 42 publications

References 38 publications

Foreign bank entry and bank competition: Cross-country heterogeneity

Foreign bank entry and bank competition: Cross-country heterogeneity

A Study on the Impact of Capitalization on the Profitability of Banks in Emerging Markets: A Case of Pakistan

Faktor Internal, Kepemilikan Asing Dan Risiko Saham Perbankan Di Indonesia

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