Bank restructuring and bank efficiency—The case of Vietnam

Vo, Xuan Vinh; Nguyen, Huu Huan

doi:10.1080/23322039.2018.1520423

Cited by 21 publications

(14 citation statements)

References 41 publications

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“…Research by Gul et al (2011) showed that the greater the credit or financing provided, the greater the ROA. Lee and Hsieh (2013), Vo and Nguyen (2018), Batten and Vo (2019) also found that profitability was an essential indicator for predicting financial difficulties and bank crises. Research by Adelopo et al (2018) andHasanov, Bayramli, andAl-Musehel (2018) exhibited the effect of financing on performance, especially profitability.…”

Section: Relationship Between Financing To Deposits Ratio and Islamic Banks Performancementioning

confidence: 94%

The Role of Islamic Corporate Governance and Risk Toward Islamic Banking Performance: Evidence from Indonesia

Darma

Afandi

2021

JAI

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Research aims: This study aims to analyze the role of Islamic corporate governance mechanisms on the performance of Islamic banks. Besides, it also analyzes the effect of risk profiles, especially those that are directly related to bank financing, on the performance of Islamic Banks.Design/Methodology/Approach: Sharia banks that become the objects are Sharia Commercial Banks (SCB) and Sharia Business Units of Conventional Banks (SBU). This study uses data from 20 sharia banks (11 SCB and 9 SBU). The analytical tool used in this study is panel data regression.Research findings: The results show that the meeting frequency of the Board of Commissioners, Sharia Supervisory Board (SSB), Financing to Deposits Ratio (FDR), and bank size have a significant positive effect on the performance of Islamic banks. Non-Performing Financing (NPF) has a significant negative effect on the performance of Islamic banks.Theoretical contribution/Originality: This study utilized Stakeholders theory, Maqoshid Sharia concept, and corporate governance to investigate the role of Islamic corporate governance mechanisms and risk management on sharia Banks performance.Practitioner/Policy implication: The implication of this study is that SSB activities had a direct and robust influence on Islamic Banks, which have relatively larger assets. Hence, the task of the Sharia Supervisory Board should not be limited to only monitoring the conformity of transactions with sharia but also providing input so that banks can increase their profits in line with sharia.Research limitation/Implication: The limitation in this study is the number of corporate governance variables that was limited.

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Section: Relationship Between Financing To Deposits Ratio and Islamic Banks Performancementioning

confidence: 94%

The Role of Islamic Corporate Governance and Risk Toward Islamic Banking Performance: Evidence from Indonesia

Darma

Afandi

2021

JAI

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“…Here, bank efficiency was found to decline during the bank structuring processes, as Vo and Nguyen (2018) showed the different restructuring schemes including the privatization of state-owned commercial banks, state intervention, and mergers and acquisitions (M&As) did not improve efficiency in the long term. Additionally, Vietnam's M&As activities do harm to the return on assets (ROA) while its effects on return on equity (ROE) and net interest margins (NIMs) were not clear (Nguyen and Tran 2019).…”

Section: Bank Structurementioning

confidence: 99%

“…These results were the inverse of Fatima and Shehzad (2014)'s, as they concluded that M&A activities had an impact on ROE, while the influence on ROA was not clear. The role of the government is crucial, as the Vietnam government's restructuring policies in the first stage (1998)(1999)(2000)(2001)(2002)(2003) had not yet supported the banks to implement the restructuring (Vo and Nguyen 2018).…”

Section: Bank Structurementioning

confidence: 99%

A Systematic and Critical Review on the Research Landscape of Finance in Vietnam from 2008 to 2020

Tran

et al. 2021

JRFM

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This paper endeavors to understand the research landscape of finance research in Vietnam during the period 2008 to 2020 and predict the key defining future research directions. Using the comprehensive database of Vietnam’s international publications in social sciences and humanities, we extract a dataset of 314 papers on finance topics in Vietnam from 2008 to 2020. Then, we apply a systematic approach to analyze four important themes: Structural issues, Banking system, Firm issues, and Financial psychology and behavior. Overall, there have been three noticeable trends within finance research in Vietnam: (1) assessment of financial policies or financial regulation, (2) deciphering the correlates of firms’ financial performances, and (3) opportunities and challenges in adopting innovations and ideas from foreign financial market systems. Our analysis identifies several fertile areas for future research, including financial market analysis in the post-COVID-19 eras, fintech, and green finance.

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“…According to Vo and Nguyen (2018), "Data Envelopment Analysis and Stochastic Frontier Analysis provide a link between bank restructuring and efficiency" in Vietnam's financial institutions. The sample period covers 1999-2015 and includes data from 26 commercial banks.…”

Section: The Financial Performance Impact Of Bank Restructuringmentioning

confidence: 99%

The Influence of the Bank Restructuring on the Financial Performance of Commercial Banks in Iraq

2022

RJFA

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This study analyzes how Bank Restructuring in Iraq has impacted the financial performance of banks. Information collected from 2014-2020 is analyzed quantitatively using correlation and multiple regression with a sample size of six banks from the Iraq stock exchange to determine how Bank Restructuring has affected Iraqi bank performance. These findings show that the Capital Ratio (CR) affects bank performance in a negative way that is statistically significant. In contrast, the Bad Debt Ratio (BDR) has the opposite impact on bank performance. The Bank Restructuring (Debt ratio (DR)) also deleteriously affects bank performance. Based on the results, it is evident that both the accounts payable and capital structures need to be restructured. Increasing the amount of owners' capital money while decreasing the amount of payables, lowering the amount of bad debt, and increasing the requirements for credit quality would be beneficial to improving financial performance.

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Bank restructuring and bank efficiency—The case of Vietnam

Cited by 21 publications

References 41 publications

The Role of Islamic Corporate Governance and Risk Toward Islamic Banking Performance: Evidence from Indonesia

The Role of Islamic Corporate Governance and Risk Toward Islamic Banking Performance: Evidence from Indonesia

A Systematic and Critical Review on the Research Landscape of Finance in Vietnam from 2008 to 2020

The Influence of the Bank Restructuring on the Financial Performance of Commercial Banks in Iraq

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