Bank stability, Covid-19, and Islamic bank financing in Indonesia

Widarjono, Agus; Misanam, Munrokhim

doi:10.29040/jiei.v9i2.8131

Cited by 2 publications

References 15 publications

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Risk Governance Unlocks Islamic Banks’ Dual Performance Goals

Kurniawan,

Hanggraeni,

Purnomo

2024

jbmp

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This study investigates the moderating effect of risk governance structures on the relationship between risk management—covering insolvency, financing, and operational risks—and the financial and social performance of Islamic banks in Indonesia. Using dynamic panel data regression, the analysis draws on annual report data from 11 Islamic commercial banks over the period from 2012 to 2021. The findings show that certain risk governance structures, such as the size and independence of the audit committee, the expertise of its members, the frequency of meetings, and the quality of external audits, significantly enhance the effectiveness of risk management in improving both financial and social outcomes. Moreover, unique Islamic banking structures, such as the size of the Shariah Supervisory Board and the frequency of its meetings, further strengthen these effects. These results highlight the importance of robust governance in optimizing risk management and improving the overall performance of Islamic banks, with implications for regulatory bodies and Islamic financial institutions aiming to improve governance frameworks.

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Risk Governance Unlocks Islamic Banks’ Dual Performance Goals

Kurniawan,

Hanggraeni,

Purnomo

2024

jbmp

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Trends and Implications of Islamic Bank Financing in Indonesia

Hasib,

Cahyono,

Hapsari

2024

Advances in Business Strategy and Competitive Advantage

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This research aims to analyze the financing composition of Islamic banks in Indonesia, which consists of Islamic Commercial Banks and Islamic Business of Conventional Banks. The analysis is based on several categories such as the contract used, the economic sector financed, the type of use and the type of recipient. The method used uses statistics. The result is that the dominating contract is the mudharabah contract but is followed by the musyarakah contract whose portion continues to grow. Islamic bank financing focuses on the business services sector and the hotel and restaurant trade sector. According to the type of use, working capital financing is dominant and according to the type of recipient there is a trend change from SMEs financing to corporate financing. On the other hand, Islamic bank consumer financing is concentrated on housing financing. These compositions and trends have implications for the economy, bank stability and social aspects

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Bank stability, Covid-19, and Islamic bank financing in Indonesia

Cited by 2 publications

References 15 publications

Risk Governance Unlocks Islamic Banks’ Dual Performance Goals

Risk Governance Unlocks Islamic Banks’ Dual Performance Goals

Trends and Implications of Islamic Bank Financing in Indonesia

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