2015
DOI: 10.4314/gjds.v12i1-2.3
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Banks Performance in Ghana: Trends and Determinants

Abstract: The paper examines determinants of banks performance in the Ghanaian banking industry for the period 2000-2010 using trend graphs, equations and panel data estimation techniques. Three different measures of performance are employed and the results show a negative trend in banks performance within the study period. This observation is worrying due to the crucial role banks play in the economy. On the determinants, market share of loan is found to be positively related to performance, confirming the relative mar… Show more

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Cited by 18 publications
(19 citation statements)
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“…From our results, we discovered that the real role of ACs was to bear an additional responsibility for improving FP, not only as a governance and control mechanism, but also as a continuous monitoring mechanism of the whole process of creation of the FP. By giving an additional task integrated into the ACs' accounts, they will become more responsible to bear the challenges of the ACs' weaknesses (Nkegbe and Ustarz 2015;Saani 2017).…”
Section: Discussionmentioning
confidence: 99%
“…From our results, we discovered that the real role of ACs was to bear an additional responsibility for improving FP, not only as a governance and control mechanism, but also as a continuous monitoring mechanism of the whole process of creation of the FP. By giving an additional task integrated into the ACs' accounts, they will become more responsible to bear the challenges of the ACs' weaknesses (Nkegbe and Ustarz 2015;Saani 2017).…”
Section: Discussionmentioning
confidence: 99%
“…There have been several interventions seeking the survival and growth of the sector since it is the backbone of the financial system of developing economies. These include but are not limited to various recapitalization regimes (Matthew & Laryea, 2012), partial liberalization of interest rates, and removal of sectoral credit ceilings (Nkegbe & Ustarz, 2015). These factors arguably transcend the performance of the banks and the industry.…”
Section: Bank Performance and Corporate Real Estatementioning
confidence: 99%
“…Yakubu, (2016) posits that the improvement in the profitability of banks, especially among commercial banks is because of the growing number of banks and the increased competitiveness within the banking sector in Ghana. Other factors such as liquidity, market share of loan and operational efficiency have a direct relationship with all performance indicators of banks while non-performing loans, money supply, and gross domestic product have an inverse relationship with profitability indexes including return on equity and return on assets (Nkegbe & Ustarz, 2015). Bikker (2010) distinguishes five types of performance indicators -competition, profit, cost, efficiency, and market structure.…”
Section: Bank Performance and Corporate Real Estatementioning
confidence: 99%
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“…Furthermore, the failure of many commercial banks in Ghana recently, corporate governance reforms in Ghana have empowered the role of the board audit committee in the oversight of financial reporting and banks performance (Nkegbe & Ustarz, 2015;Saah, 2015). The recapitalisation exercise of the central Bank of Ghana in 2018 has created a serious question about the effectiveness of different monitoring devices that were presumed to protect investors' interests (Bank of Ghana, 2019a).…”
Section: Introductionmentioning
confidence: 99%