Behavioural economics, experimentalism and the marketization of development

Berndt, Christian

doi:10.1080/03085147.2015.1043794

Cited by 99 publications

(81 citation statements)

References 41 publications

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“…However, because the approach minimises mention of structural inequality, the result is to reinforce the hegemony of market norms. In addition, neuroliberal policy, while it offers a “thin” dignity for the poor as stressed, but otherwise capable decisionmakers, still often depends on broad, ideologically problematic portrayals of the poor as impaired or flawed, compared to a modal, nonpoor subject who is able to act rationally (Berndt ). Behaviourism facilitates a technocratic discourse about inequality that is inherently limited to what seems doable to manage decisionally flawed subjects, given a minimal level of governmental intervention.…”

Section: Financial Capability and “The Nudge”mentioning

confidence: 99%

Financial Coaching and the Nudge: Examining Local Spaces of Market Agencement

Martinez

2019

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Financial coaching is intensive, long-term counselling intended to foster "financial capability", defined as a state of heightened self-efficacy and knowledge that facilitates the exercise of financial agency. Coaching is a behaviourist technology intended to intervene in the cognition and affect of subjects, and that relates to neoliberal imperatives to fashion disciplined market-oriented subjects. However, it can also be understood as a contested element of envisioned financial agencements used by local organisations to shield vulnerable financial consumers from financial predation. Analysis of policy documents and interviews is used to capture the meanings attached to financial coaching by local actors, and to offer a more textured, affectively complex description of the dilemmas of inclusion confronting financial consumers who experience the terrain of everyday consumer finance as predatory.

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Section: Financial Capability and “The Nudge”mentioning

confidence: 99%

Financial Coaching and the Nudge: Examining Local Spaces of Market Agencement

Martinez

2019

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“…Une lecture classique du champ de microcrédit fait apparaître une relation structurante dans laquelle s'affrontent, d'un côté, les tenants d'un microcrédit ne poursuivant que des objectifs de rentabilité financière, et, de l'autre, ceux à la recherche d'un impact social en termes de réduction de la pauvreté et des inégalités (Morduch, 2000 ;Woller et al, 1999). Les observations conduites sur nos trois terrains d'enquête permettent de dépasser cette opposition en resituant le microcrédit dans l'évolution des politiques dites de « développement » axées sur l'inclusion au marché (market based pro-poor development policies) (Berndt, 2015 ;Johnson et Williams, 2013).…”

Section: /22unclassified

De gré ou de force : le microcrédit comme dispositif néolibéral

Fouillet¹,

Morvant‐Roux²,

Servet³

2016

Revue Tiers Monde

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Le secteur du microcrédit a fait face à plusieurs crises d’impayés depuis 2007. À partir d’enquêtes menées en Inde, au Maroc et en République dominicaine, cet article montre que ces crises n’ont en rien ébranlé l’un des mythes qui en sont à l’origine : la croyance en les capacités autoré- gulatrices par le marché. L’objectif de croissance reste prioritaire – même si c’est à des degrés divers selon les contextes – et se traduit à la fois par des pratiques actives de démarchage (il ne s’agit plus de répondre à une demande, mais de la créer) et par une focalisation sur un segment finalement très restreint de la clientèle, celle qui a déjà fait ses preuves. Une lecture de ces crises en termes d’économie politique permet éga- lement de resituer le microcrédit dans l’évolution des politiques dites de « développement » axées sur l’inclusion financière. En normant les comportements des populations, le microcrédit apparaît alors comme révélateur d’un dispositif néolibéral au sens de Michel Foucault

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“…Moreover, behavioural measures may simply conceptualize citizens as passive users or consumers, rather than focusing on their self-realization as human beings: these approaches lean toward 'forced choices' assuming "the idea that rational maximization is what people should do" [46] (p. 23). This is an aspect particularly critical in urban South contexts where it may be assumed that "it is the behavioural weakness of the poor that has to be corrected" [47] (p. 580).…”

Section: Matching Existing Needs: a Behavioural Approach To Urban Mobmentioning

confidence: 99%

Producing Opportunities Together: Sharing-Based Policy Approaches for Marginal Mobilities in Bogotá

Vecchio

2018

Urban Science

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Everyday mobility practices are increasingly an element of interest for urban policy, as well as for suggesting alternative solutions to urban issues. Amongst their manifold contributions, practices can be relevant for securing individuals' access to places and opportunities. They can do so by promoting services and behaviours based on resources that individuals may share between themselves. This role could be significant especially for those settings where the traditional provision of transport services and infrastructures is more difficult, such as in the informal settlements of the urban South. Drawing on these assumption, this paper intends to investigate policy solutions based on mobility practices, as a suitable way to enhance the access to urban opportunities from informal settlements. Policy approaches focused on mobility supply and demand are explored, addressing options such as the coproduction of mobility services and behavioural approaches based on demand matchmaking. A possible operationalization of such approaches is explored in the marginal informal neighbourhoods of Bogotá, considering their accessibility issues, how shared use mobility policies may tackle them, and what features are necessary for the implementation of such measures. The proposed policy measures emerge as suitable operational options that nonetheless require recognition and support by the institutions responsible for urban mobility planning.

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Behavioural economics, experimentalism and the marketization of development

Cited by 99 publications

References 41 publications

Financial Coaching and the Nudge: Examining Local Spaces of Market Agencement

Financial Coaching and the Nudge: Examining Local Spaces of Market Agencement

De gré ou de force : le microcrédit comme dispositif néolibéral

Producing Opportunities Together: Sharing-Based Policy Approaches for Marginal Mobilities in Bogotá

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