Biometrics to Control ATM scams: A study

Siddiqui, Ahmad Tasnim

doi:10.1109/iccpct.2014.7054755

Cited by 11 publications

(5 citation statements)

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“…Thus, biometric systems have the potential to serve as a threat or benefit toward privacy and security, which leads to potential privacy risks or protection. Although individuals are more accepting toward using biometrics with an ATM machine (Siddiqui, 2014) or other specific uses such as passports, voting and gaining access to secured premises, biometric usage in retail stores in lieu of a credit card is still somewhat unacceptable. The concerns for not accepting biometrics in stores are not around the technical problem but rather a cultural issue (Mansfield-Devine, 2013).…”

Section: Utautmentioning

confidence: 99%

An empirical study of consumers' intention to use biometric facial recognition as a payment method

Moriuchi

2021

Psychology and Marketing

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Interests in technology innovation has increased in many organizations. Collaborations among technology providers and marketers are occurring as they integrate these biometric technologies as a means of convenience and security for their consumers. Despite the benefits of integrating new technology to ease consumers' shopping experience, consumers are skeptical about using technology that requires their biometric data. Two studies were conducted to investigate the trust toward these biometric payment systems. Study 1 was conducted through a survey. The study investigated antecedents that affect consumers' trust of, attitude toward, and usage of a biometric payment system. Based on the results from Study 1, Study 2 was conducted by introducing two shopping modalities in the study. The results show that consumers would rather use a biometric payment system in stores than online. Between the two modalities, consumers' trust and attitude toward the technology have a stronger mediating role for online than in‐store toward their intention to use. In addition, self‐efficacy consistently moderates the antecedents (performance expectation and perceived risk) and their intention to use.

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Section: Utautmentioning

confidence: 99%

An empirical study of consumers' intention to use biometric facial recognition as a payment method

Moriuchi

2021

Psychology and Marketing

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“…(Upadhyay, 2019). Siddiqui (2014) states that a person's validation, authentication, and confirmation are necessary and must be of more importance in the current scenario as the banking and transaction structures shift in the world. The protection and confidentiality of users have always been a priority for authentication and verification.…”

Section: Literature Reviewmentioning

confidence: 99%

“…Research reveals typical ATM frauds, where, where, and how these frauds continue and also gives a safety recommendation to be implemented for both banks and consumers of ATMs to avoid or mitigate their effect (Saha et al, 2018). Siddiqui (2014) states that validation, identification, and validation of an entity in the current situation is very critical and should be of special concern as banking and financial processes change around the world. So to need a foolproof protection approach to eliminate all such frauds that we can use along with the existing technologies.…”

Section: Literature Reviewmentioning

confidence: 99%

Phenomenon of bank scams in Bangladesh: Analysis on behavioral issues

Amir

Islam³

2022

IJRBS

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The primary purpose of this research study is to reflect on financial anomalies, especially bank scams in Bangladesh. This study is an empirical approach developed through a well-structured Likert-scaled questionnaire to indicate different human behaviors, psychologies, and emotions that considerably impact financial incongruities in Bangladesh. The proposed model supported the structural equation model (SEM) and used SPSS Amos (Version 24) to build an attitudinal and behavioral model that reflects the complex relationships segment of this paper. Results show people try to rationalize irrational, unethical, and impertinent things and issues to achieve self-gain. Furthermore, corporations are treated as an entity for which they cannot be punished. Apart from this, human natures like greediness, dissatisfaction with what people have, societal status, possession and position, competition with peer groups for luxury, and tendency to imitate bad things are also responsible for bank scams in the Bangladeshi economy. Last but not least bad loan and default culture developed in the banking industry of Bangladesh only lacks execution laws, rules, and regulations.

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“…In general, the PINs and passwords have been used for authentication in commercial applications, ID cards system used by government organizations and forensic applications are based on the different biometric systems. Sectors especially banking and corporate using voice biometrics claims the extensive and accurate platform for identification and authentication of employees [41,42].…”

Section: Impact Of Researchmentioning

confidence: 99%

Voice Biometric Systems for User Identification and Authentication – A Literature Review

K.¹,

Aithal

2022

IJAEML

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Purpose: Biometric trends are used in many systems because of security aspects. The cryptosystem is such an example which uses a biometric. But due to stored biometric data for the authentication, this can be a dangerous issue. Therefore, in comparison to conventional used biometric system, voice biometric system provides an efficient safety, security and unique identity. Among various speech recognition or processing methods, there is one called automated speech conversion methods, which also used to convert the recorded voice into text format. The overall concept of voice reorganization and voice biometric system is based on the acoustic modelling. Therefore, for getting the perfect speech detection, robust acoustic modelling is required. Our analysis describes the advancement and usage of voice biometric system for user identification and authentication. This paper provides a descriptive review of different voice biometric systems, their advancement and applications in different fields. Methodology: The core principles of the research issue have been well discussed in the literature review on speech biometrics. During this process, selected journals from a variety of secondary data sources, such as research papers published in a variety of reputed journals periodicals that are related to the topic are studied in the methodology. Findings/Result: A vocal biometric system is a biological system that captures an individual's voice and assigns it a unique characteristic for authentication purposes. This speech biometric method is primarily used to provide secure, quick, and frictionless access to various electronic devices. In the last three years, rapid technological advancements in neural networks have improved the deployment of speech biometric systems in a variety of industries. The majority of speech biometric system designs are based on the CPU, necessary power, and memory concepts. The advancement of software and hardware interface has been dramatically enhanced and implemented for many applications in the last few years, including smart watches, mobile phones, and car locking systems, where the interface between humans and electronics devices is critical. Banking security, attendance system, file access system, security control, and forensic development system are some of the other commercial applications. Originality: Following the literature study, the findings were utilized to conclude that, despite advances in biometric technology, there is still a significant gap in practical application, particularly for voice biometric systems. When building and developing a voice biometric system, it is necessary to integrate it with an IoT system. Paper Type: Literature Review.

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Biometrics to Control ATM scams: A study

Cited by 11 publications

References 0 publications

An empirical study of consumers' intention to use biometric facial recognition as a payment method

An empirical study of consumers' intention to use biometric facial recognition as a payment method

Phenomenon of bank scams in Bangladesh: Analysis on behavioral issues

Voice Biometric Systems for User Identification and Authentication – A Literature Review

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