In this study, we focus on a black hole immersed in a cosmological Chaplygin-like dark fluid (CDF), characterized by the equation of state p = -B/ρ and an additional parameter q influencing the energy density of the fluid. We investigate the geodesic structure, shadow, and optical appearance of such a black hole. Through analysis on the effective potential and the epicyclic frequencies, it is found that the existence of innermost/outermost stable circular orbits for a timelike particle is governed by the CDF parameters. The behaviors of the orbital conserved quantities and Keplerian frequency are also examined. Due to the existence of pseudo-cosmological horizon, the determination of the shadow radius depends significantly on the position of the observer. By placing the static observer at an approximately flat position between the event and pseudo-cosmological horizons, we constrain the CDF parameters using EHT observations. We investigate the effect of CDF on the shadows and optical images of the black hole, surrounded by various profiles of accretions. For the thin disk accretion, the light trajectories are categorized into direct emission, lensing ring, and photon ring based on impact parameters. Due to the existence of outermost stable circular orbits, outer edges could exist in the direct and lensing ring images. The observed brightness is mainly due to direct emission, with a minor contribution from the lensing ring, while the contribution from the photon ring is negligible due to extreme demagnetization. In the case of spherical accretion, we consider both static and infalling accretion models. The images obtained under infalling accretion are slightly darker than those under static accretion, attributed to the Doppler effect. Throughout the study, we analyze the influence of the parameters B and q on the results.