2018
DOI: 10.29070/27/58315
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Branch Productivity of Selected Indian Public and Private Sector Banks

Abstract: We examine the comparative performance of branch productivity of selected Indian public and private sector banks during 2001 to 2015. Ten branch productivity ratios have been selected for measuring the branch productivity. Study finds that private sector bank branches are more competent than public sector bank branches as out of ten indicators in terms of ratios, nine ratios reflect better performance in case of private sector banks and one ratio i.e. burden per branch was same in both banks. One tailed 't' te… Show more

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“…Bank regulators employ the CAMEL grading system to assess a bank's performance and detect potential dangers. The process entails comprehensively examining a bank's financial statements and operational aspects, encompassing factors such as capital adequacy, asset quality, managerial strategies, profitability, and liquidity (Vadrale 2019). According to Naushad (2021), the CAMEL analysis outcomes are employed to assign a rating to the bank, whereby higher ratings indicate a more robust financial position, while lower ratings suggest a comparatively weaker financial situation.…”
Section: Methodsmentioning
confidence: 99%
“…Bank regulators employ the CAMEL grading system to assess a bank's performance and detect potential dangers. The process entails comprehensively examining a bank's financial statements and operational aspects, encompassing factors such as capital adequacy, asset quality, managerial strategies, profitability, and liquidity (Vadrale 2019). According to Naushad (2021), the CAMEL analysis outcomes are employed to assign a rating to the bank, whereby higher ratings indicate a more robust financial position, while lower ratings suggest a comparatively weaker financial situation.…”
Section: Methodsmentioning
confidence: 99%
“…These include the provision of a comprehensive evaluation of a bank's financial well-being, reliance on objective data for assessment, and the adoption of a standardized methodology that is employed on a global scale. Nevertheless, the CAMEL framework does include certain limitations, including its narrow focus on a restricted range of characteristics, susceptibility to subjective interpretation, and the potential to introduce delays in the rating procedure (Vadrale, 2019). In this research, the CAMEL technique is widely acknowledged and deemed appropriate for implementation.…”
Section: Methodsmentioning
confidence: 99%