Canadian micro-credit programs: an investigation of model differences

Boamah, Mustapha Ibn; Alam, Jasmine

doi:10.1080/08276331.2016.1189685

Cited by 6 publications

(4 citation statements)

References 17 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Also, they encourage and motivate social entrepreneurs by providing psychological motivation and assistance. These results confirm the empirical findings of Kelley et al (2011), Carroll (2015 and Boamah and Alam (2016) who revealed that NGOs could enhance the entrepreneurship activities in Europe, Canada and Asia-Pacific region.…”

Section: Discussionsupporting

confidence: 91%

“…Previous studies indicate that micro–small–medium enterprises in developing countries consider the support of NGOs as very important in getting access to financial aid and grants for the business start-up (Tambunan, 2008). Bauchet and Morduch (2013), Nitani and Riding (2014) and Boamah and Alam (2016) revealed that access to finance with the help of NGOs is an important factor contributing to the growth and success of small businesses. Besides, Carroll (2015) explicated that NGOs funding initiative is an effective support mechanism in developing countries because of the poor economic condition of the government.…”

Section: Literature Reviewmentioning

confidence: 99%

See 1 more Smart Citation

Determinant factors of successful social entrepreneurship in the emerging circular economy of Lebanon: exploring the moderating role of NGOs

El-Chaarani¹,

Raimi²

2021

JEEE

View full text Add to dashboard Cite

Purpose Social entrepreneurship is gradually becoming a potent driving force for economic and social development in developing countries as a result of governance deficits. The purpose of this study is to examine the determinant factors of successful social entrepreneurship in the emerging circular economy of Lebanon. The objective extends to exploring the mediating role of non-governmental organizations (NGOs) in the success of social entrepreneurship in Lebanon. Design/methodology/approach Using a cross-sectional survey design, the authors collected primary data from 389 social entrepreneurs through questionnaires in selected locations in Lebanon. The data collected were analyzed using descriptive and inferential statistics. The hypotheses were tested using linear regression and structural equation modeling (SEM) for predicting the impact of independent variable on the dependent variable. The validity, progressive and various models fits were tested using root mean square of approximation, root mean square of residuals, standard root mean square residuals, incremental fit index, fitness of the extracted and non-normal fit index. Findings The SEM estimations reveal that three main factors determine the success of social entrepreneurs in Lebanon, namely, environmental factors, psychological factors and prior experience. Moreover, the results reveal that support of NGOs positively moderates the relationships between the success of social entrepreneurship and two different variables (psychological factors and environmental factors), but failed to moderate the relationships between success of social entrepreneurship and four variables (experience, education, leadership and founding team composition). Originality/value The study contributes to the entrepreneurship and circular economy literature by explicating empirically the determinant factors of successful social entrepreneurship in Lebanon’s emerging circular economy. It also provides a fact-based social awareness on the role of local and international NGOs in supporting the social entrepreneurs in driving the idea of a circular economy. The study also validates multiple entrepreneurship theories.

show abstract

Section: Discussionsupporting

confidence: 91%

Section: Literature Reviewmentioning

confidence: 99%

Determinant factors of successful social entrepreneurship in the emerging circular economy of Lebanon: exploring the moderating role of NGOs

El-Chaarani¹,

Raimi²

2021

JEEE

View full text Add to dashboard Cite

show abstract

“…In addition to the loan repayment method, the success of microcredit programs also depends on the amount of loans issued [17,18], loan interest [5] and approval [15]. Besides, there are several scholars that touched on the system adopted including the repayment of loans [19], the number of loans disbursed [16,20] as well as the loan repayment period [19] and repayment rates [21] and cost control [5].…”

Section: -1-credit Productmentioning

confidence: 99%

Delivery Mechanisms and Microenterprises Performance: An Analysis of Microcredit Program

Mahmood

Zahari

2021

Emerg Sci J

View full text Add to dashboard Cite

Purpose: The process of identifying and defining effective delivery mechanisms is a critical issue in the management of microcredit programs to meet the firm's objectives and the customers’ needs. The purpose of this paper is to look at the relative importance of delivery mechanism in microcredit programs. In addition, this paper analyses the relationship between delivery mechanism and business performance among micro enterprises involved in microcredit programs. Methodology: The primary data of the study were obtained from 756 micro entrepreneurs under two major microcredit programs (AIM and TEKUN). Descriptive and t-test analysis were used to explain the findings of the study. Findings: Analysis of the study shows that cooperation from staff, the duration and method of loan repayment and monitoring of loan capital are important mechanism in the management of microcredit programs. T-test analysis revealed a significant difference in delivery mechanism between the two microcredit programs involved. Empirical findings show that the performance of micro enterprises under the AIM microcredit program is better than that of micro enterprises under the TEKUN microcredit program. Practical Implications: The performance of a microcredit program depends largely on their resource management. This involves operational efficiency, credit products offered, and customer support services. These three elements are critical factors in determining the effectiveness of the delivery mechanism in a microcredit program. Originality/value:The efficiency of delivery mechanisms through strategic resource management not only can enhance the competitive advantage of the AIM microcredit program but also affect the performance of the micro enterprises involved. Doi: 10.28991/esj-2021-01281 Full Text: PDF

show abstract

“…Como polıtica pública indutora da geração de pequenos empreendimentos produtivos, o Microcredito Produtivo Orientado constitui-se num processo complexo e multifacetado ao envolver diferentes atores sociais, por exemplo, governos, bancos, ONGs e cidadãos demandantes de credito. Por sua vez, a literatura cientıÝica a respeito do tema destaca uma visão reducionista e econometrica no que tange aos seus processos de avaliação (Boamah & Alam, 2016;Al-Mamun, Mazunder & Malarvizhi, 2014;Çelik, 2013). Aleḿ disso, o planejamento desses Programas se mostra unilateral, uma vez que predomina na concepção de seus postulados a visão e a ideologia do formulador daquela polıtica pública, o que resulta na adoção de práticas sociais hegemônicas que silenciam os interesses dos tomadores de credito.…”

unclassified

Programas Públicos de Microcrédito Produtivo Orientado

Lucena

Júnior

Cabral

2021

TPA

View full text Add to dashboard Cite

Objetivo do estudo: O presente artigo tem como objetivo desvelar as práticas discursivas subjacentes ao marco regulatório dos Programas Públicos de Microcrédito Produtivo Orientado (MPO). Metodologia: Utilizamos a Análise Crítica do Discurso (ACD), sob a perspectiva de Norman Fairclough, a fim de cotejarmos o marco regulatório internacional, nacional e municipal, no âmbito de um caso ilustrativo: o Banco Cidadão. Principais resultados: Os resultados apontam que o marco regulatório construído imprime os silêncios dos sujeitos envolvidos e desvelam propostas neoliberais na tentativa de combater índices de desemprego e desigualdade de renda. Contribuições acadêmicas: apresentar um novo olhar sobre o Marco Regulatório dos Programas de Microcrédito Produtivo Orientado. Contribuições práticas: Contudo, a lógica de criação do programa liderado pelo FMI, Banco Mundial e G8 não considera as especificidades do público-alvo, o que induz a um resultado assistencialista e menos empreendedor, pois há a manutenção da lógica do formulador das propostas em detrimento da autonomia e das necessidades do seu executor, reafirmando a distância do poder e a falta de apropriação por parte dos tomadores de crédito desses Programas.

show abstract

Canadian micro-credit programs: an investigation of model differences

Cited by 6 publications

References 17 publications

Determinant factors of successful social entrepreneurship in the emerging circular economy of Lebanon: exploring the moderating role of NGOs

Determinant factors of successful social entrepreneurship in the emerging circular economy of Lebanon: exploring the moderating role of NGOs

Delivery Mechanisms and Microenterprises Performance: An Analysis of Microcredit Program

Programas Públicos de Microcrédito Produtivo Orientado

Contact Info

Product

Resources

About