We specify bulk coordinates in Jackiw-Teitelboim (JT) gravity using a boundaryintrinsic radar definition. This allows us to study and calculate exactly diff-invariant bulk correlation functions of matter-coupled JT gravity, which are found to satisfy microcausality. We observe that quantum gravity effects dominate near-horizon matter correlation functions. This shows that quantum matter in classical curved spacetime is not a sensible model for near-horizon matter-coupled JT gravity. This is how JT gravity, given our choice of bulk frame, evades an information paradox. This echoes into the quantum expectation value of the near-horizon metric, whose analysis is extended from the disk model to the recently proposed topological completion of JT gravity [1]. Due to quantum effects, at distances of order the Planck length to the horizon, a dramatic breakdown of Rindler geometry is observed.