Challenges and Opportunities for Women Entrepreneurs

Moreno-Gavara, Carme; Jiménez‐Zarco, Ana Isabel; Alabi, Sheriff

doi:10.1007/978-3-319-91265-3_6

Cited by 5 publications

(2 citation statements)

References 13 publications

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“…However, the evidence is particularly persuasive concerning the use of bank accounts. Research has consistently shown that having access to resources on their account improves the productivity of women in rural areas (Aterido et al , 2013), boost women entrepreneurs’ profits (Dupas and Robinson, 2013; Moreno-Gavara et al , 2019) and gives women greater influence over their earnings (Ashraf et al , 2010). A bank account also provides a tool for women to safely put away cash to cover unavoidable health expenses or family emergencies, thus helping them to smooth consumption when faced with economic shocks (Suri and Jack, 2016) and to stop selling assets to deal with unexpected events (Jack and Suri, 2014).…”

Section: Literature Reviewmentioning

confidence: 99%

Financial inclusion for women empowerment in South Asian countries

Aziz

Sheikh

Shah

2022

JFRC

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Purpose This paper aims to address the issues of Asian countries toward why females are discouraged and more likely to be removed from the formal financial system than males. Further, whether there is any connection between religion and women’s financial inclusion is also addressed. Design/methodology/approach This paper explores gender disparities in the use of structured financial services through multilevel models tailored to the individual. The data from 2004 to 2017 have been used for eight South Asian countries, including Bangladesh, India, Pakistan, Sri Lanka, Afghanistan, Maldives, Nepal and Bhutan. We used a multilevel modeling methodology to estimate the impact of the socio-economic climate on women’s financial inclusion while controlling for individual-level features, with all control variables included, the two-level logistic regression model used for this study. Findings The results of this study demonstrate that sex appears to be strongly correlated with the usage of financial services. The study also found that in nations where religious restrictions limit women’s willingness to work for a living, they are less likely than males to own a bank account. However, through legislation and regulations, countries that encourage gender equality in the labor market and have effective regulatory mechanisms to maintain these initiatives appear to have more financially active women. Practical implications This research advises that government authorities strengthen women’s empowerment in South Asian countries. Originality/value To the best of the authors’ knowledge, this is the first paper that explains the linkage between financial inclusion and women empowerment and will contribute to existing knowledge.

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Section: Literature Reviewmentioning

confidence: 99%

Financial inclusion for women empowerment in South Asian countries

Aziz

Sheikh

Shah

2022

JFRC

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“…Developing countries includes lower-middle-and lower-income countries. There is an increasing trend of financial inclusion in the developing countries, but overall, the level of financial inclusion is high in lower-middle-income countries as compared to lower-income countries (Emara and Mohieldin, 2020; Moreno-Gavara et al , 2019). There could be various barriers that can lead to low financial inclusion in developing countries.…”

Section: Resultsmentioning

confidence: 99%

Nexus between financial inclusion and women empowerment: evidence from developing countries

Arshad

2023

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Purpose This paper aims to conduct an empirical investigation of how financial inclusion impacts women empowerment. Then, it examines the overall effect of various dimensions of financial inclusion on women empowerment in developing countries using the panel data for the time period of 2004–2019. Design/methodology/approach To overcome the problem of endogeneity, the study has used a fixed-effect model, two-stage least square GMM estimation techniques. Secondary data was collected from various websites such as WDI, UNICEF and UNESCO. Findings The results show that generally, the influence of financial inclusion on women empowerment is positive, confirming previous empirical literature results. The study found evidence that if there is more financial inclusion in the country, it will benefit women by enabling them to see their qualities and skills, which make them strong and dominant. Proper development and enhancement of those skills are only possible if proper education, awareness and space are given to express oneself. According to the results, financial development, gender parity index and women's employment positively affects women empowerment, while gender discrimination has a negative impact on women empowerment. The study highlights that to encourage women empowerment in developing countries. Governments and policymakers have to carefully check and reconsider that what are the most optimal financial inclusion programs that will help to improve the women empowerment in the country. Practical implications The study highlights that to encourage women empowerment in developing countries, governments and policymakers have to carefully check and reconsider what are the most optimal financial inclusion programs that will help to improve women empowerment in the country. Originality/value The literature does not clearly show the impact of financial inclusion dimensions on women empowerment in developing countries. Therefore, there is a need to use all the dimensions of financial inclusion to check the overall impact on women empowerment in developing countries. For this purpose, the financial inclusion index is developed. A new dimension of non-life insurance is introduced, which has not been used previously by any researcher to check financial inclusion impact.

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Women Entrepreneurs in South Africa

Louw

2022

Women Entrepreneurs in Sub-Saharan Africa

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Challenges and Opportunities for Women Entrepreneurs

Cited by 5 publications

References 13 publications

Financial inclusion for women empowerment in South Asian countries

Financial inclusion for women empowerment in South Asian countries

Nexus between financial inclusion and women empowerment: evidence from developing countries

Women Entrepreneurs in South Africa

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