“…Second, climate change research needs to include the social services and systems that people, especially structurally marginalized groups, most rely on to survive, such as access to affordable housing, safe drinking water, health/elder/child care, fresh foods, and community networks. Most existing modeling has focused on physical infrastructure and environmental processes, not integrating sociopolitical, perceptional, and behavioral influences on decision‐making and adaptation (Beckage et al., 2020; Callaghan et al., 2020; Howe et al., 2019; McCollum et al., 2018; McLoughlin et al., 2023; Moore et al., 2022; Palmer & Smith, 2014; Reed et al., 2022; Rising et al., 2022). These choices, in net, prioritize attention and funding on property owners, property damages, and liabilities for insurers and lenders (Keenan, 2019) over concerns of environmental health and housing affordability.…”