2010
DOI: 10.4018/jagr.2010030903
|View full text |Cite
|
Sign up to set email alerts
|

Changing Retail Banking Supply-Demand Mismatch

Abstract: In this study, the author compares the supply-demand mismatch of retail banking services and the changing patterns in Illinois and New York from 1982 to 2007 amid fundamental banking transformation and geographical deregulation. The study uses measures of concentration like the Herfindahl-Herschman Index (HHI) and the E-Index. The study finds that the traditionally unit banking Illinois has narrowed the mismatch over the study period from 1982 to 2007, whereas the traditionally branch banking New York has expa… Show more

Help me understand this report

Search citation statements

Order By: Relevance

Paper Sections

Select...
1

Citation Types

0
2
0

Year Published

2014
2014
2015
2015

Publication Types

Select...
2
1

Relationship

1
2

Authors

Journals

citations
Cited by 3 publications
(2 citation statements)
references
References 34 publications
0
2
0
Order By: Relevance
“…On the other hand, Dick (2003) finds rising branch density as a result of nationwide branching. Zhou (2010) finds Illinois, as a unit banking state, traditionally had a level of geographical concentration of bank offices much higher than the concentration of population, indicating a high degree of supply-demand mismatch. However, bank office concentration, along with the supply-demand mismatch, has drastically decreased amid geographical deregulation and rapid branch expansion over the last three decades (Zhou, 2010).…”
Section: The Literaturementioning
confidence: 99%
“…On the other hand, Dick (2003) finds rising branch density as a result of nationwide branching. Zhou (2010) finds Illinois, as a unit banking state, traditionally had a level of geographical concentration of bank offices much higher than the concentration of population, indicating a high degree of supply-demand mismatch. However, bank office concentration, along with the supply-demand mismatch, has drastically decreased amid geographical deregulation and rapid branch expansion over the last three decades (Zhou, 2010).…”
Section: The Literaturementioning
confidence: 99%
“…In other words, until now administrative factors and geographical closeness to centres of budget policy have been much more important in Russia, than in the USA. Banking geographies of the United States and Russian Federation were examined separately in several publications [Aubuchon & Wheelock, 2010;Bernshtam & Luzanov, 2001;DeYoung, Klier & McMillen, 2004;Luzanov, 2002;Luzanov, 2009;Nikitin, 2012;Wheelock, 2011;Zhou, 1997;Zhou, 1998;Zhou, 2010], which are very important for understanding of the industry in focus. Nevertheless, there are many fundamental aspects that were not investigated before.…”
mentioning
confidence: 99%